Kixy vs DECTA Merchant

Socialising Meets Smart Finance with Kixy Grow your Circle, Grow your Money Welcome to Kixy—the app where your social world and your finances come together. Whether you’re managing your money, connecting with friends, or growing your business, Kixy makes it fun, simple, and all in one place. For Individuals No more switching between apps! With Kixy, manage your money, chat, split bills, send cash, and stay connected with the people who matter most. Whether you’re grabbing a coffee or planning a night out, Kixy keeps it easy, fast, and stress-free. Everything you need, all in one app. For Businesses Kixy makes it easy for you to engage with your customers. With Circles, you can offer products, get paid, and build strong relationships—all while managing transactions in a social, connected space. Build your brand and connect with your audience, effortlessly. Your Social Life, Your Finances Kixy isn’t just about managing money. It’s about connecting—whether you’re chatting with friends, sending cash, or running your business. Grow and connect your community seamlessly, with no barriers between your financial and social life. Security You Can Trust We’ve got your back. With Active Fraud Monitoring, instant alerts, and 2-Factor Authentication, Kixy keeps your financial info safe. Plus, we’re all about transparency—no hidden charges, just simple and clear pricing. Coming Soon: Kixy Cards Kixy Cards are coming soon—get ready to flex your style with sleek, black and white physical and virtual cards. Join the Kixy Movement Whether you’re building your savings or running a business ready to grow, Kixy’s got your back. Download Kixy and join the queue for Early Access. Let’s change the way we think about finance—socially, transparently, and effortlessly. Important Information: Kixy is incorporated in England and Wales as Kixy Ltd (Company Number: 11201126), with its registered address at 40 Gracechurch Street, London, EC3V 0BT. Kixy is authorised and regulated by the Financial Conduct Authority as a Small Payment Institution under registration number 814005. Kixy accounts are provided by Kixy either under its own authorisation or as an appointed distributor for PayerNet Limited, trading as “Railsr”, a company incorporated in England and Wales (Company Number: 14698459), with its registered address at Montacute Yards, Shoreditch High Street, London, E1 6HU. Railsr is authorised and regulated by the Financial Conduct Authority as an Electronic Money Institution under registration number 900594.

DECTA's Digital Banking App is the key to unlocking modern B2B banking solutions. We provide businesses with a comprehensive digital banking platform, accessible on smartphones and tablets. Gain complete control over your business finances, anytime, anywhere. Seamlessly Integrated Mobile Banking: Our secure mobile banking seamlessly integrates with your online banking. Activate mobile banking easily through Internet banking, ensuring a smooth transition between platforms. All Your Business Finances in One Place: DECTA's mobile app offers a wide array of tailored financial services and products designed for businesses. Keep a close eye on business accounts, loans, securities, and more in one user-friendly interface. Effortless Business Transfers: Streamline domestic and international transfers for your business. Make fund transfers, set up recurring payments, and manage your business finances efficiently. Transaction Tracking Made Easy: Track business transactions with ease. Search and filter by date, amount, and account details. Stay in control of your business's financial operations. Customized Business Administration: Tailor your business banking experience with features like PIN activation, and transaction locks. Secure Your Business Cards: Enhance security by locking and unlocking your business debit or credit cards directly from the app. Personalized Settings: Tailor mobile banking preferences and receive business news updates aligned with your business goals. ...and more. DECTA's Digital Banking App is designed exclusively for businesses, offering modern, efficient, and personalized banking services on any major mobile device.