# Onsi vs Scapp Mobile

The clearest difference is rating: Onsi at 5.0 against Scapp Mobile's 3.7. Onsi also leads on monetization model (free vs ad-supported). Scapp Mobile's advantage is ratings volume (16 vs 2). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Onsi holds the better App Store score, 5.0 against 3.7. That said, the two scores are not equally well evidenced: Scapp Mobile has 16 ratings behind it against 2, so its average is the more settled of the two.

Onsi ships an update every 2 weeks, Scapp Mobile fortnightly. The most recent releases landed on October 19, 2026 and October 4, 2026 respectively.

## The numbers

| Metric | Onsi | Scapp Mobile |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (2 ratings)](https://appshunter.io/ios/app/onsi/id1606916574/reviews)** | [3.7 (16 ratings)](https://appshunter.io/ios/app/scapp-mobile/id1641455816/reviews) |
| Number of ratings | 2 | **16** |
| Positive reviews | 48.3% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 weeks | **Fortnightly** |
| Monetization | **Free** | Ad-supported |
| Size | 80 MB | 88 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 17+ | 4+ |
| Developer | [Collective Benefits](https://appshunter.io/developer/1550113834) | [Microfinance Organization Scapp JSC](https://appshunter.io/developer/1641455818) |

## What reviewers say

### Onsi

[App page](https://appshunter.io/ios/app/onsi/id1606916574)

Access earned wages before payday, manage insurance claims, and save on everyday essentials. This app provides financial support, health and wellbeing services, and exclusive discounts, all depending on your employer's offerings.

**Highlights:** Early wage access, Insurance claim management, Exclusive discounts, Health and wellbeing services, Financial support

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


### Scapp Mobile

[App page](https://appshunter.io/ios/app/scapp-mobile/id1641455816)

This finance app provides convenient access to online banking services, allowing users to manage loans, check exchange rates, and stay updated on special offers. It simplifies accessing financial services without needing to visit a physical branch.

**Highlights:** Online loan application and approval, Manage current loan obligations, Request loan-related documents, Check exchange rates, View special offers and news

**In-app purchases:** none


## Frequently asked questions

### Is Onsi free?

Onsi is free to download, with no in-app purchases.

### Is Scapp Mobile free?

Scapp Mobile is free to download, with no in-app purchases.

### Which has better reviews, Onsi or Scapp Mobile?

Onsi is rated higher. Onsi averages 5.0 out of 5 from 2 ratings, while Scapp Mobile averages 3.7 from 16 ratings.

### Do Onsi or Scapp Mobile have ads?

Neither Onsi nor Scapp Mobile shows ads.

### Which is updated more often, Onsi or Scapp Mobile?

Onsi ships an update every 2 weeks, and Scapp Mobile fortnightly. Most recently, Onsi was updated on October 19, 2026 and Scapp Mobile on October 4, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*