# Cross State Financial vs HBZ+

The clearest difference is update cadence: Cross State Financial at every 5 months against HBZ+'s every 13 months. Cross State Financial also leads on iOS requirement (11.0 vs 13.4). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Cross State Financial ships an update every 5 months, HBZ+ every 13 months. Both last shipped on November 7, 2026.

## The numbers

| Metric | Cross State Financial | HBZ+ |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 5 months** | Every 13 months |
| Size | 14 MB | 24 MB |
| Requires iOS | **11.0** | 13.4 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [CircleBlack, Inc.](https://appshunter.io/developer/953900374) | [Habib Bank AG Zurich](https://appshunter.io/developer/1235586644) |

## What reviewers say

### Cross State Financial

[App page](https://appshunter.io/ios/app/cross-state-financial/id1607172605)

**Features:** macOS Compatibility

**In-app purchases:** none


### HBZ+

[App page](https://appshunter.io/ios/app/hbz-plus/id1634581585)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Cross State Financial free?

Cross State Financial is free to download, with no in-app purchases.

### Is HBZ+ free?

HBZ+ is free to download, with no in-app purchases.

### Do Cross State Financial or HBZ+ have ads?

Neither Cross State Financial nor HBZ+ shows ads.

### Which is updated more often, Cross State Financial or HBZ+?

Cross State Financial ships an update every 5 months, and HBZ+ every 13 months. Most recently, Cross State Financial was updated on November 7, 2026 and HBZ+ on November 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*