# Cross State Financial vs HBZ+ UAE

The clearest difference is iOS requirement: Cross State Financial at 11.0 against HBZ+ UAE's 13.4. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Cross State Financial ships an update every 5 months, HBZ+ UAE every 9 months. Both last shipped on November 7, 2026.

## The numbers

| Metric | Cross State Financial | HBZ+ UAE |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 5 months** | Every 9 months |
| Size | 14 MB | 24 MB |
| Requires iOS | **11.0** | 13.4 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [CircleBlack, Inc.](https://appshunter.io/developer/953900374) | [Habib Bank AG Zurich](https://appshunter.io/developer/1235586644) |

## What reviewers say

### Cross State Financial

[App page](https://appshunter.io/ios/app/cross-state-financial/id1607172605)

**Features:** macOS Compatibility

**In-app purchases:** none


### HBZ+ UAE

[App page](https://appshunter.io/ios/app/hbz-plus-uae/id6448279196)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Cross State Financial free?

Cross State Financial is free to download, with no in-app purchases.

### Is HBZ+ UAE free?

HBZ+ UAE is free to download, with no in-app purchases.

### Do Cross State Financial or HBZ+ UAE have ads?

Neither Cross State Financial nor HBZ+ UAE shows ads.

### Which is updated more often, Cross State Financial or HBZ+ UAE?

Cross State Financial ships an update every 5 months, and HBZ+ UAE every 9 months. Most recently, Cross State Financial was updated on November 7, 2026 and HBZ+ UAE on November 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*