# + Dinheiro vs Quartzo

The clearest difference is rating: + Dinheiro at 5.0 against Quartzo's 4.3. + Dinheiro also leads on in-app purchases (none vs 3). Quartzo's advantage is update cadence (weekly vs every 2 months). On price, review sentiment, ratings volume and ads there is nothing between them.

Both are free to download. Quartzo sells 3 in-app purchases, starting at $3.99 per month. + Dinheiro asks for nothing beyond the download.

+ Dinheiro holds the better App Store score, 5.0 against 4.3. Both are backed by a comparable volume of ratings — 2 and 4 respectively. Written reviews complicate that: 64% of + Dinheiro's written reviews are positive against 67% of Quartzo's, so the app with the better star average is not the one people write more warmly about.

+ Dinheiro ships an update every 2 months, Quartzo weekly. The most recent releases landed on October 10, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | + Dinheiro | Quartzo |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (2 ratings)](https://appshunter.io/ios/app/plus-dinheiro/id1607578559/reviews)** | [4.3 (4 ratings)](https://appshunter.io/ios/app/quartzo-bill-organizer/id6446209514/reviews) |
| Number of ratings | 2 | **4** |
| Positive reviews | 64.3% of reviews | **66.7% of reviews** |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 2 months | **Weekly** |
| Monetization | **Free** | Freemium |
| Size | 10 MB | 43 MB |
| Requires iOS | **18.0** | 18.5 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 17+ |
| Developer | [Raphael Alkamim da Silva](https://appshunter.io/developer/1574233985) | [Rafael Ramos](https://appshunter.io/developer/1654347075) |

## What reviewers say

### + Dinheiro

[App page](https://appshunter.io/ios/app/plus-dinheiro/id1607578559)

Track your spending, set financial goals, and organize your money with this easy-to-use finance management tool. Gain insights into your habits with intuitive charts and keep your data secure with iCloud backup. Take control of your finances and plan for the future.

**Highlights:** Spending tracking, Financial goal setting, Multi-wallet organization, Spending habit insights, Intuitive charts, iCloud data protection

**Features:** macOS Compatibility

**In-app purchases:** none


### Quartzo

[App page](https://appshunter.io/ios/app/quartzo-bill-organizer/id6446209514)

Manage your finances with this intuitive app. Track expenses, organize accounts, and set up recurring payments. Customizable notifications and iCloud backup ensure you stay in control of your money.

**Highlights:** Multiple wallets for account organization, Expense categorization, Automated recurring transaction recording, Customizable expense notifications, iCloud backup for data security, Home screen widgets for quick viewing and addition, Apple Pay transaction recognition integration

**Features:** Family Sharing

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Quartzo Pro: Monthly | $3.99 | per month |
| Quartzo Pro: Annually | $14.99 | per year |
| Quartzo Pro: Lifetime | $19.99 | one-time |


## Frequently asked questions

### Is + Dinheiro free?

+ Dinheiro is free to download, with no in-app purchases.

### Is Quartzo free?

Quartzo is free to download, with in-app purchases available.

### Which has better reviews, + Dinheiro or Quartzo?

+ Dinheiro is rated higher. + Dinheiro averages 5.0 out of 5 from 2 ratings, while Quartzo averages 4.3 from 4 ratings.

### Do + Dinheiro or Quartzo have ads?

Neither + Dinheiro nor Quartzo shows ads.

### Which is updated more often, + Dinheiro or Quartzo?

+ Dinheiro ships an update every 2 months, and Quartzo weekly. Most recently, + Dinheiro was updated on October 10, 2026 and Quartzo on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*