# Jubilation vs 9jaPay

The clearest difference is rating: 9jaPay at 2.5 against Jubilation's 1.0. 9jaPay also leads on ratings volume (10 vs 1). Jubilation's advantage is iOS requirement (10.0 vs 15.1). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

9jaPay holds the better App Store score, 2.5 against 1.0. That said, the two scores are not equally well evidenced: 9jaPay has 10 ratings behind it against 1, so its average is the more settled of the two.

Jubilation ships an update every 2 months, 9jaPay every 5 weeks. The most recent releases landed on October 3, 2026 and October 4, 2026 respectively.

## The numbers

| Metric | Jubilation | 9jaPay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.0 (1 ratings)](https://appshunter.io/ios/app/jubilation/id1607673519/reviews) | **[2.5 (10 ratings)](https://appshunter.io/ios/app/9japay-making-more-possible/id1668066826/reviews)** |
| Number of ratings | 1 | **10** |
| Positive reviews | — | 20.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 5 weeks** |
| Monetization | Free | Free |
| Size | 71 MB | 134 MB |
| Requires iOS | **10.0** | 15.1 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [JubileeLife Mortgage Bank](https://appshunter.io/developer/1607673521) | [9jaPay UK Limited](https://appshunter.io/developer/1627499458) |

## What reviewers say

### Jubilation

[App page](https://appshunter.io/ios/app/jubilation/id1607673519)

Access your Jubilee Life accounts in real-time with this mobile banking application. Perform intrabank and interbank transfers, pay bills, and top up airtime. Available to all customers of Jubilee Life Mortgage Bank.

**Highlights:** Real-time account access, Jubilee to Jubilee transfers, Transfers to other banks, Bill payments, Cable TV payments, Airtime top-up

**In-app purchases:** none


### 9jaPay

[App page](https://appshunter.io/ios/app/9japay-making-more-possible/id1668066826)

Manage your finances with this comprehensive app. It offers budgeting, investing, banking, and bill payment features, simplifying your financial life. Secure transactions and easy money management tools are provided.

**Highlights:** Easy money management, Bill payments, Send and receive money, Secure transactions, Transfer scheduling, Budgeting and investing

**In-app purchases:** none


## Frequently asked questions

### Is Jubilation free?

Jubilation is free to download, with no in-app purchases.

### Is 9jaPay free?

9jaPay is free to download, with no in-app purchases.

### Which has better reviews, Jubilation or 9jaPay?

9jaPay is rated higher. Jubilation averages 1.0 out of 5 from 1 ratings, while 9jaPay averages 2.5 from 10 ratings.

### Do Jubilation or 9jaPay have ads?

Neither Jubilation nor 9jaPay shows ads.

### Which is updated more often, Jubilation or 9jaPay?

Jubilation ships an update every 2 months, and 9jaPay every 5 weeks. Most recently, Jubilation was updated on October 3, 2026 and 9jaPay on October 4, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*