# True Link Financial vs Vestwell

The clearest difference is rating: True Link Financial at 4.7 against Vestwell's 3.1. True Link Financial also leads on ratings volume (804 vs 229). On price, review sentiment, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

True Link Financial holds the better App Store score, 4.7 against 3.1. Both are backed by a comparable volume of ratings — 804 and 229 respectively. Written reviews point the same way: 51% of True Link Financial's written reviews are positive against 49% of Vestwell's.

True Link Financial ships an update fortnightly, Vestwell monthly. The most recent releases landed on November 7, 2026 and November 4, 2026 respectively.

## The numbers

| Metric | True Link Financial | Vestwell |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (804 ratings)](https://appshunter.io/ios/app/true-link-financial/id1607869476/reviews)** | [3.1 (229 ratings)](https://appshunter.io/ios/app/vestwell/id6502456411/reviews) |
| Number of ratings | **804** | 229 |
| Positive reviews | **51.3% of reviews** | 49.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Monthly |
| Monetization | Free | Free |
| Size | 45 MB | 286 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [True Link Financial, Inc.](https://appshunter.io/developer/1458013029) | [Vestwell Holdings Inc.](https://appshunter.io/developer/1745543821) |

## What reviewers say

### True Link Financial

[App page](https://appshunter.io/ios/app/true-link-financial/id1607869476)

This app provides a secure way for families and professionals to manage finances for others. It allows for sending money, controlling spending, tracking purchases, and receiving real-time alerts. Cardholders can check balances and view transactions, while administrators can load funds, set spending limits, and block specific purchases.

**Highlights:** Send money, Prevent specific spending, Track purchases, Real-time alerts, Load funds, Block/allow transactions, Manage spending settings

**Features:** macOS Compatibility

**In-app purchases:** none


### Vestwell

[App page](https://appshunter.io/ios/app/vestwell/id6502456411)

This app helps users build their financial future by providing accessible and intuitive savings solutions for retirement, education, disability, and emergencies. Manage your accounts, track progress, and access funds seamlessly from your mobile device.

**Highlights:** Track savings goals and employer match, Change savings amount and investment strategy, Consolidate savings accounts, Designate beneficiaries, Initiate withdrawals or loans, Access financial education resources

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 User-friendly and easy to use
- 👍 Can find everything quickly
- 👍 Able to change investments and deferral rates
- 👍 Clean app design
- 👍 All features available on mobile

**What reviewers complain about**

- 🐛 App is glitchy and malfunctioning
- 🐛 Login screen freezes
- 🐛 App is slow and difficult to use
- 🐛 Not optimized for iPhone
- 🐛 App is just a mobile website in a container

**Reported bugs**

- Login screen locks and doesn't process
- App shows a blank screen on opening
- App freezes at sign-in screen
- Biometric login resets to initial screen multiple times
- App opens and closes unexpectedly

**Requested features**

- Create a real app instead of a mobile website
- Fix UI padding issues for iPhone features
- Address biometric login loop bug
- Add Face ID login option
- Remove text code requirement for login


## Frequently asked questions

### Is True Link Financial free?

True Link Financial is free to download, with no in-app purchases.

### Is Vestwell free?

Vestwell is free to download, with no in-app purchases.

### Which has better reviews, True Link Financial or Vestwell?

True Link Financial is rated higher. True Link Financial averages 4.7 out of 5 from 804 ratings, while Vestwell averages 3.1 from 229 ratings.

### Do True Link Financial or Vestwell have ads?

Neither True Link Financial nor Vestwell shows ads.

### Which is updated more often, True Link Financial or Vestwell?

True Link Financial ships an update fortnightly, and Vestwell monthly. Most recently, True Link Financial was updated on November 7, 2026 and Vestwell on November 4, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*