# True Link Financial vs SavingsBox

The clearest difference is in-app purchases: True Link Financial at none against SavingsBox's 1. True Link Financial also leads on ratings volume (818 vs 3). SavingsBox's advantage is rating (5.0 vs 4.7). On price, update cadence, ads and device support there is nothing between them.

Both are free to download. SavingsBox sells 1 in-app purchase, starting at $4.99 per month. True Link Financial asks for nothing beyond the download.

SavingsBox holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: True Link Financial has 818 ratings behind it against 3, so its average is the more settled of the two.

True Link Financial ships an update fortnightly, SavingsBox every 2 weeks. The most recent releases landed on November 12, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | True Link Financial | SavingsBox |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.7 (818 ratings)](https://appshunter.io/ios/app/true-link-financial/id1607869476/reviews) | **[5.0 (3 ratings)](https://appshunter.io/ios/app/savingsbox/id6775351517/reviews)** |
| Number of ratings | **818** | 3 |
| Positive reviews | 51.3% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Fortnightly | **Every 2 weeks** |
| Monetization | **Free** | Freemium |
| Size | 45 MB | 87 MB |
| Requires iOS | **15.0** | 16.4 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 17+ |
| Developer | [True Link Financial, Inc.](https://appshunter.io/developer/1458013029) | [The SavingsBox Inc](https://appshunter.io/developer/1530832058) |

## What reviewers say

### True Link Financial

[App page](https://appshunter.io/ios/app/true-link-financial/id1607869476)

This app provides a secure way for families and professionals to manage finances for others. It allows for sending money, controlling spending, tracking purchases, and receiving real-time alerts. Cardholders can check balances and view transactions, while administrators can load funds, set spending limits, and block specific purchases.

**Highlights:** Send money, Prevent specific spending, Track purchases, Real-time alerts, Load funds, Block/allow transactions, Manage spending settings

**Features:** macOS Compatibility

**In-app purchases:** none

**What reviewers like**

- 🔒 Account security improved
- 👍 Easy and straightforward to use
- 👍 Convenient for clients and staff
- 👍 Great basic financial management
- 👍 Helps control where money goes

**What reviewers complain about**

- 🐛 Lacks merchant matching rules
- 🐛 No time-based controls
- 🐛 Slow transfers (unless using wallet)
- 🐛 Minimal reporting features
- 🐛 Some merchants don't recognize card

**Reported bugs**

- Unable to log in
- Login issues persist
- App boots out unexpectedly
- Uploaded receipts disappear
- App won't open without laptop

**Requested features**

- Tap to pay functionality
- Merchant matching rules for blocking
- Time-based controls
- Wallet integration in app
- Improve receipt uploading process


### SavingsBox

[App page](https://appshunter.io/ios/app/savingsbox/id6775351517)

This app helps you save money for specific goals with AI-powered guidance and accountability. It allows you to create personalized savings boxes, track progress, and connect with financial professionals for tailored advice.

**Highlights:** Personalized savings boxes for any goal, AI financial coach for guidance, Accountability Circles and Group Boxes, Round-Up Savings from purchases, Debt and goal tracking, Book sessions with financial professionals

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium | $4.99 | per month |


## Frequently asked questions

### Is True Link Financial free?

True Link Financial is free to download, with no in-app purchases.

### Is SavingsBox free?

SavingsBox is free to download, with in-app purchases available.

### Which has better reviews, True Link Financial or SavingsBox?

SavingsBox is rated higher. True Link Financial averages 4.7 out of 5 from 818 ratings, while SavingsBox averages 5.0 from 3 ratings.

### Do True Link Financial or SavingsBox have ads?

Neither True Link Financial nor SavingsBox shows ads.

### Which is updated more often, True Link Financial or SavingsBox?

True Link Financial ships an update fortnightly, and SavingsBox every 2 weeks. Most recently, True Link Financial was updated on November 12, 2026 and SavingsBox on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*