# ХМБ vs А3 Платежи

The clearest difference is review sentiment: А3 Платежи at 81% against ХМБ's 8%. А3 Платежи also leads on iOS requirement (11.0 vs 13.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ХМБ ships an update every 4 weeks, А3 Платежи every 2 weeks. The most recent releases landed on October 14, 2026 and October 1, 2026 respectively.

## The numbers

| Metric | ХМБ | А3 Платежи |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (4 ratings)](https://appshunter.io/ios/app/3/id1620317647/reviews)** |
| Number of ratings | — | **4** |
| Positive reviews | 7.7% of reviews | **81.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 4 weeks | **Every 2 weeks** |
| Monetization | Free | Free |
| Size | 10 MB | 52 MB |
| Requires iOS | 13.0 | **11.0** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [ООО "Хакасский муниципальный банк"](https://appshunter.io/developer/1440570152) | ["A 3" LLC](https://appshunter.io/developer/419082706) |

## What reviewers say

### ХМБ

[App page](https://appshunter.io/ios/app/id1608019592)

Easily pay utility bills online with any bank card. Track all charges and submit meter readings in one place. Manage all your housing and utility payments conveniently.

**Highlights:** Pay with any bank card, Online utility payments, Track all charges, Pay by a single bill, Submit meter readings, All in one place online

**Features:** macOS Compatibility

**In-app purchases:** none


### А3 Платежи

[App page](https://appshunter.io/ios/app/3/id1620317647)

Easily pay utility bills, internet, and other services from home. Transfer meter readings, save payment details, and access payment history. Receive receipts via email for all your transactions.

**Highlights:** Pay utility bills (rent, gas, electricity, water), Transfer meter readings, Pay for internet services, Pay by QR code, Save payment details for repeat payments, View payment history, Receive payment receipts via email

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is ХМБ free?

ХМБ is free to download, with no in-app purchases.

### Is А3 Платежи free?

А3 Платежи is free to download, with no in-app purchases.

### Do ХМБ or А3 Платежи have ads?

Neither ХМБ nor А3 Платежи shows ads.

### Which is updated more often, ХМБ or А3 Платежи?

ХМБ ships an update every 4 weeks, and А3 Платежи every 2 weeks. Most recently, ХМБ was updated on October 14, 2026 and А3 Платежи on October 1, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*