# Kharcha Book vs Tappy

The clearest difference is ads: Tappy at none against Kharcha Book's shown. Tappy also leads on update cadence (every 3 days vs every 3 weeks) and rating (4.8 vs 4.5). Kharcha Book's advantage is ratings volume (61 vs 16). On price, review sentiment, in-app purchases and monetization model there is nothing between them.

Both are free to download. Kharcha Book sells 4 in-app purchases, starting at $0.99 per month and Tappy sells 3 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

Tappy holds the better App Store score, 4.8 against 4.5. Both are backed by a comparable volume of ratings — 61 and 16 respectively. Written reviews point the same way: 82% of Kharcha Book's written reviews are positive against 88% of Tappy's.

Kharcha Book ships an update every 3 weeks, Tappy every 3 days. The most recent releases landed on October 20, 2026 and October 22, 2026 respectively.

## The numbers

| Metric | Kharcha Book | Tappy |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.5 (61 ratings)](https://appshunter.io/ios/app/kharcha-book-expense-manager/id1608360032/reviews) | **[4.8 (16 ratings)](https://appshunter.io/ios/app/tappy-daily-expense-tracker/id6777520962/reviews)** |
| Number of ratings | **61** | 16 |
| Positive reviews | 82.0% of reviews | **87.5% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | Yes | **No** |
| Update frequency | Every 3 weeks | **Every 3 days** |
| Monetization | Free with in-app purchases | Freemium |
| Size | 56 MB | 37 MB |
| Requires iOS | **15.0** | 16.0 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Undivided Media Inc.](https://appshunter.io/developer/1598909066) | [Arranged Social LLP](https://appshunter.io/developer/1863333664) |

## What reviewers say

### Kharcha Book

[App page](https://appshunter.io/ios/app/kharcha-book-expense-manager/id1608360032)

Easily track your spending and manage your budget with this comprehensive finance manager. Organize income and expenses, set clear financial goals, and gain insights with colorful charts. Share your financial overview with loved ones for collaborative budgeting.

**Highlights:** Track income and expenses, Create custom budgets, Share finances with others, Visualize spending with charts, Manage multiple expense books, Support for multiple currencies

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium Monthly | $0.99 | per month |
| Premium Monthly | $2.99 | per month |
| Premium Yearly | $4.99 | per year |
| Premium Yearly | $19.99 | per year |


### Tappy

[App page](https://appshunter.io/ios/app/tappy-daily-expense-tracker/id6777520962)

Log expenses instantly with quick actions like back taps, Siri commands, or widgets. This app provides clear spending insights and custom categories, all while keeping your data private on your device.

**Highlights:** Log expenses in seconds without opening app, Back Tap and Siri integration, Home and Lock Screen widgets, Spending tracking by category, Customizable expense categories, Data export to CSV, 100% private on-device data

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Tappy Pro | $2.99 | per month |
| Tappy Pro | $14.99 | per year |
| Tappy Pro | $29.99 | one-time |


## Frequently asked questions

### Is Kharcha Book free?

Kharcha Book is free to download, with in-app purchases available.

### Is Tappy free?

Tappy is free to download, with in-app purchases available.

### Which has better reviews, Kharcha Book or Tappy?

Tappy is rated higher. Kharcha Book averages 4.5 out of 5 from 61 ratings, while Tappy averages 4.8 from 16 ratings.

### Do Kharcha Book or Tappy have ads?

Kharcha Book shows ads; Tappy does not.

### Which is updated more often, Kharcha Book or Tappy?

Kharcha Book ships an update every 3 weeks, and Tappy every 3 days. Most recently, Kharcha Book was updated on October 20, 2026 and Tappy on October 22, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*