# Kharcha Book vs Spend

The clearest difference is ads: Spend at none against Kharcha Book's shown. Kharcha Book's advantage is iOS requirement (15.0 vs 17.0). On price, update cadence, in-app purchases and device support there is nothing between them.

Both are free to download. Kharcha Book sells 6 in-app purchases, starting at $0.99 per month and Spend sells 2 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.

Kharcha Book ships an update every 3 weeks, Spend every 4 weeks. The most recent releases landed on November 3, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | Kharcha Book | Spend |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.5 (61 ratings)](https://appshunter.io/ios/app/kharcha-book-expense-manager/id1608360032/reviews)** | — |
| Number of ratings | **61** | — |
| Positive reviews | 81.1% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | Yes | **No** |
| Update frequency | **Every 3 weeks** | Every 4 weeks |
| Monetization | Free with in-app purchases | — |
| Size | 58 MB | 2 MB |
| Requires iOS | **15.0** | 17.0 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Undivided Media Inc.](https://appshunter.io/developer/1598909066) | [Sina Sayedinazad](https://appshunter.io/developer/6806731156) |

## What reviewers say

### Kharcha Book

[App page](https://appshunter.io/ios/app/kharcha-book-expense-manager/id1608360032)

Effortlessly track personal or shared expenses with this comprehensive ledger. Manage budgets, split bills with family or roommates, and gain clear insights into your spending habits through visual reports. Supports offline use and real-time notifications for transparent financial management.

**Highlights:** Multi-book management, Collaborative expense tracking, Quick logging of cash in/out, Automatic currency detection, Visual income vs. spending reports, Offline support, Real-time notifications

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (6)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium Monthly | $0.99 | per month |
| Premium Monthly | $2.99 | per month |
| Premium Monthly | $2.99 | per month |
| Premium Yearly | $4.99 | per year |
| Premium Yearly | $19.99 | per year |
| Premium Yearly | $19.99 | per year |


### Spend

[App page](https://appshunter.io/ios/app/spend-simple-expense-log/id6806731154)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Spend Premium Monthly | $3.99 | per month |
| Spend Lifetime Access | $14.99 | one-time |


## Frequently asked questions

### Is Kharcha Book free?

Kharcha Book is free to download, with in-app purchases available.

### Is Spend free?

Spend is free to download, with in-app purchases available.

### Do Kharcha Book or Spend have ads?

Kharcha Book shows ads; Spend does not.

### Which is updated more often, Kharcha Book or Spend?

Kharcha Book ships an update every 3 weeks, and Spend every 4 weeks. Most recently, Kharcha Book was updated on November 3, 2026 and Spend on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*