# Kharcha Book vs Mess Chat

The clearest difference is in-app purchases: Mess Chat at none against Kharcha Book's 6. Mess Chat also leads on ads (none vs shown) and update cadence (daily vs every 3 weeks). Kharcha Book's advantage is iOS requirement (15.0 vs 17.0). On price and device support there is nothing between them.

Both are free to download. Kharcha Book sells 6 in-app purchases, starting at $0.99 per month. Mess Chat asks for nothing beyond the download.

Kharcha Book ships an update every 3 weeks, Mess Chat daily. The most recent releases landed on October 30, 2026 and October 29, 2026 respectively.

## The numbers

| Metric | Kharcha Book | Mess Chat |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.5 (61 ratings)](https://appshunter.io/ios/app/kharcha-book-expense-manager/id1608360032/reviews)** | — |
| Number of ratings | **61** | — |
| Positive reviews | 81.1% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | Yes | **No** |
| Update frequency | Every 3 weeks | **Daily** |
| Monetization | Free with in-app purchases | — |
| Size | 58 MB | 43 MB |
| Requires iOS | **15.0** | 17.0 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Undivided Media Inc.](https://appshunter.io/developer/1598909066) | [ABDUL MANAF](https://appshunter.io/developer/6816024541) |

## What reviewers say

### Kharcha Book

[App page](https://appshunter.io/ios/app/kharcha-book-expense-manager/id1608360032)

Effortlessly track personal or shared expenses with this comprehensive ledger. Manage budgets, split bills with family or roommates, and gain clear insights into your spending habits through visual reports. Supports offline use and real-time notifications for transparent financial management.

**Highlights:** Multi-book management, Collaborative expense tracking, Quick logging of cash in/out, Automatic currency detection, Visual income vs. spending reports, Offline support, Real-time notifications

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (6)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium Monthly | $0.99 | per month |
| Premium Monthly | $2.99 | per month |
| Premium Monthly | $2.99 | per month |
| Premium Yearly | $4.99 | per year |
| Premium Yearly | $19.99 | per year |
| Premium Yearly | $19.99 | per year |


### Mess Chat

[App page](https://appshunter.io/ios/app/mess-chat/id6816024539)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Kharcha Book free?

Kharcha Book is free to download, with in-app purchases available.

### Is Mess Chat free?

Mess Chat is free to download, with no in-app purchases.

### Do Kharcha Book or Mess Chat have ads?

Kharcha Book shows ads; Mess Chat does not.

### Which is updated more often, Kharcha Book or Mess Chat?

Kharcha Book ships an update every 3 weeks, and Mess Chat daily. Most recently, Kharcha Book was updated on October 30, 2026 and Mess Chat on October 29, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*