# YONO Nepal SBI vs HI

The clearest difference is rating: HI at 1.6 against YONO Nepal SBI's 1.2. HI also leads on update cadence (every 8 days vs monthly) and ratings volume (98 vs 22). YONO Nepal SBI's advantage is monetization model (free vs free with in-app purchases) and iOS requirement (13.0 vs 15.6). On price, review sentiment, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

HI holds the better App Store score, 1.6 against 1.2. Both are backed by a comparable volume of ratings — 22 and 98 respectively. Written reviews complicate that: 7% of YONO Nepal SBI's written reviews are positive against 0% of HI's, so the app with the better star average is not the one people write more warmly about.

YONO Nepal SBI ships an update monthly, HI every 8 days. The most recent releases landed on November 7, 2026 and November 9, 2026 respectively.

## The numbers

| Metric | YONO Nepal SBI | HI |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.2 (22 ratings)](https://appshunter.io/ios/app/yono-nepal-sbi/id1608674399/reviews) | **[1.6 (98 ratings)](https://appshunter.io/ios/app/hi-mb-plus/id6753976366/reviews)** |
| Number of ratings | 22 | **98** |
| Positive reviews | **6.8% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | **Every 8 days** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 62 MB | 165 MB |
| Requires iOS | **13.0** | 15.6 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [State Bank of India](https://appshunter.io/developer/503784436) | [Himalayan Bank Limited](https://appshunter.io/developer/971712710) |

## What reviewers say

### YONO Nepal SBI

[App page](https://appshunter.io/ios/app/yono-nepal-sbi/id1608674399)

This mobile banking app offers retail customers a revamped experience with features like e-KYC, online account opening, QR payments, and bill payments. It also provides card management, spend analysis, and chatbot support for convenient banking.

**Highlights:** e-KYC updation, Online Term Deposit account opening, QR Payments, Bill Payments, Card Management, Spend Analysis, Chatbot

**Features:** Vision Pro support

**In-app purchases:** none


### HI

[App page](https://appshunter.io/ios/app/hi-mb-plus/id6753976366)

Manage your bank accounts and perform various financial transactions on the go. This app offers fund transfers, card management, loan and deposit views, QR payments, and access to account statements and branch information.

**Highlights:** Fund transfer (same and other banks), Card management, Loan and fixed deposit view, QR payments (NepalPay, eSewa), Account statement and transfer activities, Balance enquiry, Utility payments

**In-app purchases:** none

**What reviewers complain about**

- 🐛 Crashes and freezes
- 🔌 Connection issues
- 👎 Poor user experience
- 🤯 Frustrating app performance

**Reported bugs**

- Unable to log in with existing credentials
- Captcha validation not working
- Inconsistent app behavior and errors

**Requested features**

- Bring back the old working version
- Improve login and account recovery process
- Enhance overall app stability and reliability


## Frequently asked questions

### Is YONO Nepal SBI free?

YONO Nepal SBI is free to download, with no in-app purchases.

### Is HI free?

HI is free to download, with no in-app purchases.

### Which has better reviews, YONO Nepal SBI or HI?

HI is rated higher. YONO Nepal SBI averages 1.2 out of 5 from 22 ratings, while HI averages 1.6 from 98 ratings.

### Do YONO Nepal SBI or HI have ads?

Neither YONO Nepal SBI nor HI shows ads.

### Which is updated more often, YONO Nepal SBI or HI?

YONO Nepal SBI ships an update monthly, and HI every 8 days. Most recently, YONO Nepal SBI was updated on November 7, 2026 and HI on November 9, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*