# COSMO GenZ vs Mirupa

The clearest difference is review sentiment: Mirupa at 100% against COSMO GenZ's 0%. Mirupa also leads on update cadence (every 9 days vs every 6 months). COSMO GenZ's advantage is in-app purchases (none vs 4) and ads (none vs shown). On price and device support there is nothing between them.

Both are free to download. Mirupa sells 4 in-app purchases, starting at $1.99 per 7 days. COSMO GenZ asks for nothing beyond the download.

COSMO GenZ ships an update every 6 months, Mirupa every 9 days. The most recent releases landed on November 3, 2026 and November 8, 2026 respectively.

## The numbers

| Metric | COSMO GenZ | Mirupa |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[2.0 (1 ratings)](https://appshunter.io/ios/app/cosmo-genz/id1608869915/reviews)** | — |
| Number of ratings | **1** | — |
| Positive reviews | 0.0% of reviews | **100.0% of reviews** |
| In-app purchases | **No** | Yes |
| Ads | **No** | Yes |
| Update frequency | Every 6 months | **Every 9 days** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 57 MB | 27 MB |
| Requires iOS | **11.0** | 17.2 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 12+ |
| Developer | [Cosmos Co-operative Bank Ltd.](https://appshunter.io/developer/814388909) | [Nguyen SonTung](https://appshunter.io/developer/1335064360) |

## What reviewers say

### COSMO GenZ

[App page](https://appshunter.io/ios/app/cosmo-genz/id1608869915)

Manage your bank account conveniently from your mobile device. Perform fund transfers, pay bills, open fixed deposits, and access account summaries. Locate branches and ATMs easily.

**Highlights:** Fund transfers (Inter Bank, NEFT, IMPS), Bill payments (electricity, gas, insurance, mobile, DTH), Fixed and Recurring Deposit account opening, View account summaries and mini statements, Loan account details, Branch and ATM locator

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Mirupa

[App page](https://appshunter.io/ios/app/mirupa-expense-tracker/id6479483215)

This app helps you track expenses and manage budgets without connecting to your bank. Log purchases quickly, customize categories, and visualize your spending with charts. It works offline and prioritizes your privacy.

**Highlights:** Offline expense and income logging, Customizable budget categories, Spending forecasts and saving tips, Recurring transaction setup, Spending charts and multiple accounts, Multi-currency support, Face ID/Touch ID app lock

**Features:** macOS Compatibility, Vision Pro support, iPhone Duo support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Mirupa Premium | $1.99 | per 7 days |
| Mirupa Premium | $3.99 | per month |
| Mirupa Premium | $19.99 | per year |
| Mirupa Pro Lifetime | $59.99 | one-time |


## Frequently asked questions

### Is COSMO GenZ free?

COSMO GenZ is free to download, with no in-app purchases.

### Is Mirupa free?

Mirupa is free to download, with in-app purchases available.

### Do COSMO GenZ or Mirupa have ads?

Mirupa shows ads; COSMO GenZ does not.

### Which is updated more often, COSMO GenZ or Mirupa?

COSMO GenZ ships an update every 6 months, and Mirupa every 9 days. Most recently, COSMO GenZ was updated on November 3, 2026 and Mirupa on November 8, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*