# COSMO GenZ vs SakalPay

The clearest difference is review sentiment: SakalPay at 40% against COSMO GenZ's 0%. SakalPay also leads on update cadence (every 3 weeks vs every 6 months). COSMO GenZ's advantage is device support (3 vs 1) and iOS requirement (11.0 vs 16.6). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

COSMO GenZ ships an update every 6 months, SakalPay every 3 weeks. The most recent releases landed on November 3, 2026 and November 4, 2026 respectively.

## The numbers

| Metric | COSMO GenZ | SakalPay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[2.0 (1 ratings)](https://appshunter.io/ios/app/cosmo-genz/id1608869915/reviews)** | — |
| Number of ratings | **1** | — |
| Positive reviews | 0.0% of reviews | **40.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 6 months | **Every 3 weeks** |
| Monetization | Free | Free |
| Size | 57 MB | 11 MB |
| Requires iOS | **11.0** | 16.6 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Cosmos Co-operative Bank Ltd.](https://appshunter.io/developer/814388909) | [THE KARAD URBAN CO-OPERATIVE BANK LIMITED](https://appshunter.io/developer/1772889793) |

## What reviewers say

### COSMO GenZ

[App page](https://appshunter.io/ios/app/cosmo-genz/id1608869915)

Manage your bank account conveniently from your mobile device. Perform fund transfers, pay bills, open fixed deposits, and access account summaries. Locate branches and ATMs easily.

**Highlights:** Fund transfers (Inter Bank, NEFT, IMPS), Bill payments (electricity, gas, insurance, mobile, DTH), Fixed and Recurring Deposit account opening, View account summaries and mini statements, Loan account details, Branch and ATM locator

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### SakalPay

[App page](https://appshunter.io/ios/app/sakalpay/id6736652748)

Manage your bank accounts with real-time balance checks, mini statements, and fund transfers. Request cheque books and make payments between accounts. Offers a comprehensive suite of online banking services.

**Highlights:** Real-time balance checking, Mini statement access, Statement download, IMPS payments, RTGS/NEFT fund transfer, Cheque book request

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is COSMO GenZ free?

COSMO GenZ is free to download, with no in-app purchases.

### Is SakalPay free?

SakalPay is free to download, with no in-app purchases.

### Do COSMO GenZ or SakalPay have ads?

Neither COSMO GenZ nor SakalPay shows ads.

### Which is updated more often, COSMO GenZ or SakalPay?

COSMO GenZ ships an update every 6 months, and SakalPay every 3 weeks. Most recently, COSMO GenZ was updated on November 3, 2026 and SakalPay on November 4, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*