# Gimot vs Topratepay

The clearest difference is ads: Topratepay at none against Gimot's shown. Topratepay also leads on monetization model (free vs ad-supported). Gimot's advantage is update cadence (every 4 months vs every 14 months) and iOS requirement (13.0 vs 15.1). On price, review sentiment, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Gimot ships an update every 4 months, Topratepay every 14 months. The most recent releases landed on October 6, 2026 and October 5, 2026 respectively.

## The numbers

| Metric | Gimot | Topratepay |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | 0.0% of reviews | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | **Every 4 months** | Every 14 months |
| Monetization | Ad-supported | **Free** |
| Size | 124 MB | 40 MB |
| Requires iOS | **13.0** | 15.1 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 17+ | 4+ |
| Developer | [Global investment ukay ltd](https://appshunter.io/developer/1608959126) | [Toprate Mutual Finance Limited](https://appshunter.io/developer/1721694755) |

## What reviewers say

### Gimot

[App page](https://appshunter.io/ios/app/gimot/id1608959124)

Easily and affordably transfer money globally. Register, add beneficiaries, initiate payments, and track your transfers all within the app. Designed for secure and efficient international transactions.

**Highlights:** Global money transfers, Add beneficiaries, Initiate and pay for transfers, Track transfer status, Secure payment institution

**Features:** macOS Compatibility

**In-app purchases:** none


### Topratepay

[App page](https://appshunter.io/ios/app/topratepay/id6474469336)

Easily and securely send money to friends and family with this intuitive mobile app. Enjoy swift, reliable transactions with bank-level security and real-time notifications. Designed for simplicity, it accommodates various payment methods for a worry-free experience.

**Highlights:** Effortless money transfers, Instant transaction speed, Bank-level security encryption, Real-time transfer notifications, User-friendly interface, Multiple payment method support

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Gimot free?

Gimot is free to download, with no in-app purchases.

### Is Topratepay free?

Topratepay is free to download, with no in-app purchases.

### Do Gimot or Topratepay have ads?

Gimot shows ads; Topratepay does not.

### Which is updated more often, Gimot or Topratepay?

Gimot ships an update every 4 months, and Topratepay every 14 months. Most recently, Gimot was updated on October 6, 2026 and Topratepay on October 5, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*