# InLife App vs VYBE by BPI

The clearest difference is review sentiment: InLife App at 88% against VYBE by BPI's 0%. InLife App also leads on rating (5.0 vs 1.0) and update cadence (every 8 days vs every 5 weeks). VYBE by BPI's advantage is ratings volume (57 vs 1) and iOS requirement (12 vs 15.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

InLife App holds the better App Store score, 5.0 against 1.0. That said, the two scores are not equally well evidenced: VYBE by BPI has 57 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 88% of InLife App's written reviews are positive against 0% of VYBE by BPI's.

InLife App ships an update every 8 days, VYBE by BPI every 5 weeks. Both last shipped on November 3, 2026.

## The numbers

| Metric | InLife App | VYBE by BPI |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/inlife-app/id1609007099/reviews)** | [1.0 (57 ratings)](https://appshunter.io/ios/app/vybe-by-bpi/id1621461906/reviews) |
| Number of ratings | 1 | **57** |
| Positive reviews | **88.2% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 8 days** | Every 5 weeks |
| Monetization | Free | Free |
| Size | 70 MB | 118 MB |
| Requires iOS | 15.0 | **12** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [The Insular Life Assurance Company, Ltd.](https://appshunter.io/developer/1599750220) | [Bank of the Philippine Islands](https://appshunter.io/developer/459690073) |

## What reviewers say

### InLife App

[App page](https://appshunter.io/ios/app/inlife-app/id1609007099)

Manage your insurance policies, view your investment fund balances in real-time, and easily connect with customer support or your financial advisor. Discover additional services and offers from the company.

**Highlights:** Access policy details and documents, Monitor fund balances in real-time, Connect with customer support, Contact your Financial Advisor, Discover online platforms and offers

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### VYBE by BPI

[App page](https://appshunter.io/ios/app/vybe-by-bpi/id1621461906)

Enhance your digital banking and rewards with this lifestyle app. Earn points by using BPI products and services, and redeem them for exciting rewards directly within the application.

**Highlights:** E-wallet enhancement, Rewards program integration, Earn points with BPI products, Redeem exciting rewards, Digital banking experience

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers complain about**

- ❌ Unable to log in
- ❌ App crashes frequently
- ❌ OTP issues
- ❌ Rewards not reflecting
- ❌ Not accessible abroad

**Reported bugs**

- Cannot log in
- Fails to login after inputting OTP
- App not working abroad
- BPI points not reflecting on the app
- App cannot be opened

**Requested features**

- Support international numbers
- Allow checking/claiming rewards points without app
- Remove forced app usage for rewards
- Fix online option to check points
- Show total rewards in credit card billing statement


## Frequently asked questions

### Is InLife App free?

InLife App is free to download, with no in-app purchases.

### Is VYBE by BPI free?

VYBE by BPI is free to download, with no in-app purchases.

### Which has better reviews, InLife App or VYBE by BPI?

InLife App is rated higher. InLife App averages 5.0 out of 5 from 1 ratings, while VYBE by BPI averages 1.0 from 57 ratings.

### Do InLife App or VYBE by BPI have ads?

Neither InLife App nor VYBE by BPI shows ads.

### Which is updated more often, InLife App or VYBE by BPI?

InLife App ships an update every 8 days, and VYBE by BPI every 5 weeks. Most recently, InLife App was updated on November 3, 2026 and VYBE by BPI on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*