# Payreq vs LendDirect

The clearest difference is review sentiment: LendDirect at 100% against Payreq's 0%. LendDirect also leads on update cadence (every 3 days vs every 7 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Payreq ships an update every 7 months, LendDirect every 3 days. The most recent releases landed on September 21, 2026 and September 28, 2026 respectively.

## The numbers

| Metric | Payreq | LendDirect |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[2.3 (3 ratings)](https://appshunter.io/ios/app/lenddirect/id6744831116/reviews)** |
| Number of ratings | — | **3** |
| Positive reviews | 0.0% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 7 months | **Every 3 days** |
| Monetization | Free | Free |
| Size | 24 MB | 25 MB |
| Requires iOS | 15.1 | **15.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Payreq](https://appshunter.io/developer/1609014173) | [CURO Management LLC](https://appshunter.io/developer/784028834) |

## What reviewers say

### Payreq

[App page](https://appshunter.io/ios/app/payreq/id1609150655)

Securely access and manage important documents like bills and payslips from various organizations. This app provides a private digital space for transactions and eliminates the need to search through emails or physical mail.

**Highlights:** Access bills and payslips, Secure digital space, Manage transactions, Receive document notifications, Easy account creation

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### LendDirect

[App page](https://appshunter.io/ios/app/lenddirect/id6744831116)

Manage your existing payday loans, installment loans, and lines of credit directly from your smartphone. The app allows you to receive important reminders, view account details, make secure payments, and communicate with customer service.

**Highlights:** Push notifications for reminders, View current loan information, Manage your account, Make secure payments, Send secure messages to customer service

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Payreq free?

Payreq is free to download, with no in-app purchases.

### Is LendDirect free?

LendDirect is free to download, with no in-app purchases.

### Do Payreq or LendDirect have ads?

Neither Payreq nor LendDirect shows ads.

### Which is updated more often, Payreq or LendDirect?

Payreq ships an update every 7 months, and LendDirect every 3 days. Most recently, Payreq was updated on September 21, 2026 and LendDirect on September 28, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*