# Locality Bank vs Collegiate CU

The clearest difference is rating: Locality Bank at 5.0 against Collegiate CU's 4.7. Locality Bank also leads on ratings volume (75 vs 14). On price, review sentiment, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Locality Bank holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: Locality Bank has 75 ratings behind it against 14, so its average is the more settled of the two. Written reviews split almost evenly too, at 100% and 100% positive.

Both ship on a similar rhythm, roughly every 6 weeks. The most recent releases landed on November 12, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | Locality Bank | Collegiate CU |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (75 ratings)](https://appshunter.io/ios/app/locality-bank/id1609256159/reviews)** | [4.7 (14 ratings)](https://appshunter.io/ios/app/collegiate-cu/id6443943281/reviews) |
| Number of ratings | **75** | 14 |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 6 weeks | Every 6 weeks |
| Monetization | Free | Free |
| Size | 139 MB | 159 MB |
| Requires iOS | 16.0 | 16.0 |
| Devices | iPhone | **iPhone, iPad** |
| Age rating | 4+ | 4+ |
| Developer | [Locality Bank](https://appshunter.io/developer/1609256161) | [MSU Federal Credit Union](https://appshunter.io/developer/560539286) |

## What reviewers say

### Locality Bank

[App page](https://appshunter.io/ios/app/locality-bank/id1609256159)

Manage your bank accounts securely and simply from your mobile device. Monitor all transactions with clear dashboards and easily transfer funds or make mobile deposits.

**Highlights:** Secure account management, Transaction monitoring, Fund transfers, Mobile deposits, Clear dashboards

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


### Collegiate CU

[App page](https://appshunter.io/ios/app/collegiate-cu/id6443943281)

Manage your finances on the go with budgeting tools and savings features. Access digital learning resources created by financial educators to improve your financial literacy. Understand and control your money from anywhere.

**Highlights:** Budgeting tools, Round-up-to-save features, Financial goal management, Digital learning resources, Financial education by certified educators

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Locality Bank free?

Locality Bank is free to download, with no in-app purchases.

### Is Collegiate CU free?

Collegiate CU is free to download, with no in-app purchases.

### Which has better reviews, Locality Bank or Collegiate CU?

Locality Bank is rated higher. Locality Bank averages 5.0 out of 5 from 75 ratings, while Collegiate CU averages 4.7 from 14 ratings.

### Do Locality Bank or Collegiate CU have ads?

Neither Locality Bank nor Collegiate CU shows ads.

### Which is updated more often, Locality Bank or Collegiate CU?

Locality Bank ships an update every 6 weeks, and Collegiate CU every 6 weeks. Most recently, Locality Bank was updated on November 12, 2026 and Collegiate CU on November 3, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*