# Smoov Finance vs Budget Stack

The clearest difference is ads: Budget Stack at none against Smoov Finance's shown. Budget Stack also leads on update cadence (every 5 days vs every 3 weeks) and device support (4 vs 2). Smoov Finance's advantage is iOS requirement (15.1 vs 18.6). On price and in-app purchases there is nothing between them.

Both are free to download. Smoov Finance sells 2 in-app purchases, starting at $12.99 per month and Budget Stack sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

Smoov Finance ships an update every 3 weeks, Budget Stack every 5 days. The most recent releases landed on October 15, 2026 and October 19, 2026 respectively.

## The numbers

| Metric | Smoov Finance | Budget Stack |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (35 ratings)](https://appshunter.io/ios/app/smoov-finance/id1609337232/reviews)** | — |
| Number of ratings | **35** | — |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | Yes | **No** |
| Update frequency | Every 3 weeks | **Every 5 days** |
| Monetization | Free with in-app purchases | — |
| Size | 81 MB | 37 MB |
| Requires iOS | **15.1** | 18.6 |
| Devices | iPhone, iPod | **iPhone, iPad, Mac, Apple Watch** |
| Age rating | 4+ | 4+ |
| Developer | [Smoov Inc](https://appshunter.io/developer/1609337234) | [Andrew Williams](https://appshunter.io/developer/6775636242) |

## What reviewers say

### Smoov Finance

[App page](https://appshunter.io/ios/app/smoov-finance/id1609337232)

This AI-powered app helps couples manage shared expenses automatically. It connects to your cards to track bills, offers flexible splitting options, and provides secure, instant settlements. Get personalized insights to reduce financial stress and build trust in your relationship.

**Highlights:** Automatic expense tracking, One-tap custom splitting, Private and secure settlements, AI-powered financial insights, Works with all credit and debit cards, Flexible settle-up schedules

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Smoov Pro Monthly | $12.99 | per month |
| Smoov Pro Annual | $69.99 | per year |


### Budget Stack

[App page](https://appshunter.io/ios/app/budget-stack/id6775636240)

**Features:** Family Sharing, Apple Watch app, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium | $5.99 | one-time |


## Frequently asked questions

### Is Smoov Finance free?

Smoov Finance is free to download, with in-app purchases available.

### Is Budget Stack free?

Budget Stack is free to download, with in-app purchases available.

### Do Smoov Finance or Budget Stack have ads?

Smoov Finance shows ads; Budget Stack does not.

### Which is updated more often, Smoov Finance or Budget Stack?

Smoov Finance ships an update every 3 weeks, and Budget Stack every 5 days. Most recently, Smoov Finance was updated on October 15, 2026 and Budget Stack on October 19, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*