# ScrubMoney App vs uCertifyPrep Microsoft 365

The clearest difference is update cadence: ScrubMoney App at every 2 months against uCertifyPrep Microsoft 365's every 20 months. uCertifyPrep Microsoft 365's advantage is device support (3 vs 1) and iOS requirement (14.0 vs 16.6). On price, ads and in-app purchases there is nothing between them.

Both are free to download. ScrubMoney App sells 1 in-app purchase, starting at $4.99 per month and uCertifyPrep Microsoft 365 sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

ScrubMoney App ships an update every 2 months, uCertifyPrep Microsoft 365 every 20 months. The most recent releases landed on October 3, 2026 and October 13, 2026 respectively.

## The numbers

| Metric | ScrubMoney App | uCertifyPrep Microsoft 365 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (3 ratings)](https://appshunter.io/ios/app/scrubmoney-app/id1609475121/reviews)** | — |
| Number of ratings | **3** | — |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Every 2 months** | Every 20 months |
| Monetization | Freemium | — |
| Size | 49 MB | 121 MB |
| Requires iOS | 16.6 | **14.0** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 12+ | 4+ |
| Developer | [ScrubMoney Inc.](https://appshunter.io/developer/1609475123) | [uCertify.com](https://appshunter.io/developer/1130631061) |

## What reviewers say

### ScrubMoney App

[App page](https://appshunter.io/ios/app/scrubmoney-app/id1609475121)

This app empowers doctors and trainees to manage their finances and achieve financial independence. It offers educational modules, personalized planning tools, and access to financial advice to help navigate student debt, salary negotiations, and investments.

**Highlights:** Personalized financial education modules, Debt management tools, Salary negotiation guidance, Investment planning, Loan consolidation reminders, Access to financial professionals

**Features:** Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Plaid Upgrade | $4.99 | per month |


### uCertifyPrep Microsoft 365

[App page](https://appshunter.io/ios/app/ucertifyprep-microsoft-365/id1665507003)

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| uCertifyPrep Microsoft 365 | $49.99 | one-time |


## Frequently asked questions

### Is ScrubMoney App free?

ScrubMoney App is free to download, with in-app purchases available.

### Is uCertifyPrep Microsoft 365 free?

uCertifyPrep Microsoft 365 is free to download, with in-app purchases available.

### Do ScrubMoney App or uCertifyPrep Microsoft 365 have ads?

Neither ScrubMoney App nor uCertifyPrep Microsoft 365 shows ads.

### Which is updated more often, ScrubMoney App or uCertifyPrep Microsoft 365?

ScrubMoney App ships an update every 2 months, and uCertifyPrep Microsoft 365 every 20 months. Most recently, ScrubMoney App was updated on October 3, 2026 and uCertifyPrep Microsoft 365 on October 13, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*