# TetradPay vs SimlessPay

The clearest difference is review sentiment: TetradPay at 80% against SimlessPay's 52%. TetradPay also leads on rating (4.7 vs 4.5). SimlessPay's advantage is monetization model (free vs free with in-app purchases) and update cadence (every 10 days vs every 4 weeks). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

TetradPay holds the better App Store score, 4.7 against 4.5. Both are backed by a comparable volume of ratings — 35 and 28 respectively. Written reviews point the same way: 80% of TetradPay's written reviews are positive against 52% of SimlessPay's.

TetradPay ships an update every 4 weeks, SimlessPay every 10 days. The most recent releases landed on September 21, 2026 and September 22, 2026 respectively.

## The numbers

| Metric | TetradPay | SimlessPay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (35 ratings)](https://appshunter.io/ios/app/tetradpay/id1609876055/reviews)** | [4.5 (28 ratings)](https://appshunter.io/ios/app/simlesspay/id6466781453/reviews) |
| Number of ratings | **35** | 28 |
| Positive reviews | **80.0% of reviews** | 52.4% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 4 weeks | **Every 10 days** |
| Monetization | Free with in-app purchases | **Free** |
| Size | 118 MB | 81 MB |
| Requires iOS | **15.1** | 15.6 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Tetrad Incorporation Limited](https://appshunter.io/developer/1609876357) | [SimlessPay](https://appshunter.io/developer/1712461471) |

## What reviewers say

### TetradPay

[App page](https://appshunter.io/ios/app/tetradpay/id1609876055)

Send money instantly and securely to loved ones abroad for various needs like tuition, bills, or housing. Leverage cutting-edge technology for seamless cross-border payments with competitive exchange rates and low fees.

**Highlights:** Instant money transfers, Secure open banking technology, Competitive exchange rates, Low, upfront fees, FCA regulated and HMRC supervised, Easy registration and transfer process

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast and reliable transfers
- 💰 Low rates and competitive exchange
- 👍 Easy and seamless to use
- ✅ Efficient customer service
- 💯 Trustworthy and honest

**What reviewers complain about**

- 🐛 Long delays in transfers
- 🐛 Money held for extended periods
- 🐛 Inconsistent delivery times
- 🐛 Unresponsive customer support
- 🐛 False claims of instant transfers

**Reported bugs**

- Face ID authentication not working
- Login screen requires constant re-entry of details
- Face ID button missing
- Verification code delays
- Deposit not instant despite claims

**Requested features**

- Provide official receipts/invoices
- Improve Face ID authentication
- Enable Face recognition for login
- Allow higher remittance limits without manual authorization
- Ensure instant deposit claims are accurate


### SimlessPay

[App page](https://appshunter.io/ios/app/simlesspay/id6466781453)

This app facilitates instant international money transfers for various needs like education, medical bills, or housing. It prioritizes security with open banking technology and offers competitive exchange rates and transparent pricing. The goal is to provide a smooth and stress-free cross-border payment experience.

**Highlights:** Instant money transfers, Secure open banking technology, Competitive exchange rates, Transparent low-cost fees, Regulated and supervised, Cross-border payments

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is TetradPay free?

TetradPay is free to download, with no in-app purchases.

### Is SimlessPay free?

SimlessPay is free to download, with no in-app purchases.

### Which has better reviews, TetradPay or SimlessPay?

TetradPay is rated higher. TetradPay averages 4.7 out of 5 from 35 ratings, while SimlessPay averages 4.5 from 28 ratings.

### Do TetradPay or SimlessPay have ads?

Neither TetradPay nor SimlessPay shows ads.

### Which is updated more often, TetradPay or SimlessPay?

TetradPay ships an update every 4 weeks, and SimlessPay every 10 days. Most recently, TetradPay was updated on September 21, 2026 and SimlessPay on September 22, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*