# Algbra vs Shabo Pay

The clearest difference is ads: Algbra at none against Shabo Pay's shown. Shabo Pay's advantage is iOS requirement (12.0 vs 15.0). On price, update cadence, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Algbra ships an update fortnightly, Shabo Pay weekly. The most recent releases landed on October 12, 2026 and October 8, 2026 respectively.

## The numbers

| Metric | Algbra | Shabo Pay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (19 ratings)](https://appshunter.io/ios/app/algbra/id1610109395/reviews)** | — |
| Number of ratings | **19** | — |
| Positive reviews | 55.0% of reviews | — |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Fortnightly | **Weekly** |
| Monetization | Free | — |
| Size | 134 MB | 125 MB |
| Requires iOS | 15.0 | **12.0** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 17+ |
| Developer | [Algbra FS UK Limited](https://appshunter.io/developer/1610109637) | [Shabo Pay Limited](https://appshunter.io/developer/1717057743) |

## What reviewers say

### Algbra

[App page](https://appshunter.io/ios/app/algbra/id1610109395)

Manage your money ethically with a platform that prioritizes people and the planet. Open an account, save with competitive returns, and support causes you care about, all while tracking your environmental impact.

**Highlights:** Ethical savings with competitive returns, Multi-currency accounts and transfers, Borderless UK accounts, Donate to charities directly, Track and offset carbon footprint, Contactless and virtual debit cards

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Clean and straightforward UI
- 🚀 Speedy ecosystem
- 🔒 Safe and essential banking
- 👍 Easy to use
- ✨ Ethical and sustainable values

**What reviewers complain about**

- 😞 No response after applying
- ⚠️ Account blocked for no reason
- 🆘 Unable to spend/send
- 🚫 Not for NI residents
- 😥 Withholding funds

**Reported bugs**

- App keeps telling to update even after update
- Account frozen and restricted
- Account blocked randomly
- App crashing non-stop
- Balance not showing

**Requested features**

- Ability to delete bank contacts
- Apple Pay
- Debit card top ups
- Subscription plan for cashback/credit score
- Interest on balances


### Shabo Pay

[App page](https://appshunter.io/ios/app/shabo-pay/id6469872207)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Algbra free?

Algbra is free to download, with no in-app purchases.

### Is Shabo Pay free?

Shabo Pay is free to download, with no in-app purchases.

### Do Algbra or Shabo Pay have ads?

Shabo Pay shows ads; Algbra does not.

### Which is updated more often, Algbra or Shabo Pay?

Algbra ships an update fortnightly, and Shabo Pay weekly. Most recently, Algbra was updated on October 12, 2026 and Shabo Pay on October 8, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*