# SpeedPay vs JaraPay

The clearest difference is rating: JaraPay at 5.0 against SpeedPay's 1.0. JaraPay also leads on update cadence (every 4 days vs every 3 weeks) and iOS requirement (13.0 vs 15.5). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

JaraPay holds the better App Store score, 5.0 against 1.0. Both are backed by a comparable volume of ratings — 1 and 1 respectively.

SpeedPay ships an update every 3 weeks, JaraPay every 4 days. The most recent releases landed on August 26, 2026 and September 7, 2026 respectively.

## The numbers

| Metric | SpeedPay | JaraPay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.0 (1 ratings)](https://appshunter.io/ios/app/speedpay/id1610286077/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/jarapay/id6451965788/reviews)** |
| Number of ratings | 1 | 1 |
| Positive reviews | 33.3% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Every 4 days** |
| Monetization | Free | Free |
| Size | 74 MB | 54 MB |
| Requires iOS | 15.5 | **13.0** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [SPEEDPAY LIMITED](https://appshunter.io/developer/1568299985) | [P&K Smart Rise Solutions](https://appshunter.io/developer/1698673122) |

## What reviewers say

### SpeedPay

[App page](https://appshunter.io/ios/app/speedpay/id1610286077)

Manage your finances with ease. This app simplifies paying bills, topping up airtime and data, and transferring money between banks securely.

**Highlights:** Pay electricity bills, Pay TV subscriptions, Buy airtime, Buy data subscriptions, Transfer money between banks

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### JaraPay

[App page](https://appshunter.io/ios/app/jarapay/id6451965788)

This app simplifies bill payments for users in Nigeria, offering a convenient way to manage and pay for utilities, mobile recharges, and internet services. It supports a wide range of billers, making financial management easier for individuals and businesses.

**Highlights:** Bill payment management, Utility bill payments, Mobile recharge, Internet payments, Supports wide range of billers, User-friendly interface

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is SpeedPay free?

SpeedPay is free to download, with no in-app purchases.

### Is JaraPay free?

JaraPay is free to download, with no in-app purchases.

### Which has better reviews, SpeedPay or JaraPay?

JaraPay is rated higher. SpeedPay averages 1.0 out of 5 from 1 ratings, while JaraPay averages 5.0 from 1 ratings.

### Do SpeedPay or JaraPay have ads?

Neither SpeedPay nor JaraPay shows ads.

### Which is updated more often, SpeedPay or JaraPay?

SpeedPay ships an update every 3 weeks, and JaraPay every 4 days. Most recently, SpeedPay was updated on August 26, 2026 and JaraPay on September 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*