# IDB Capital vs Prism Pay

The clearest difference is update cadence: Prism Pay at every 6 weeks against IDB Capital's every 9 months. Prism Pay also leads on iOS requirement (15.5 vs 17.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

IDB Capital ships an update every 9 months, Prism Pay every 6 weeks. The most recent releases landed on October 30, 2026 and October 28, 2026 respectively.

## The numbers

| Metric | IDB Capital | Prism Pay |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 9 months | **Every 6 weeks** |
| Size | 9 MB | 101 MB |
| Requires iOS | 17.0 | **15.5** |
| Devices | **iPhone, iPad, Apple Watch** | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [Israel Discount Bank Of New York](https://appshunter.io/developer/1099565907) | [Quantum3Labs](https://appshunter.io/developer/1896613588) |

## What reviewers say

### IDB Capital

[App page](https://appshunter.io/ios/app/idb-capital/id1610491283)

**Features:** macOS Compatibility, Apple Watch app, Vision Pro support

**In-app purchases:** none


### Prism Pay

[App page](https://appshunter.io/ios/app/prism-pay/id6768889220)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is IDB Capital free?

IDB Capital is free to download, with no in-app purchases.

### Is Prism Pay free?

Prism Pay is free to download, with no in-app purchases.

### Do IDB Capital or Prism Pay have ads?

Neither IDB Capital nor Prism Pay shows ads.

### Which is updated more often, IDB Capital or Prism Pay?

IDB Capital ships an update every 9 months, and Prism Pay every 6 weeks. Most recently, IDB Capital was updated on October 30, 2026 and Prism Pay on October 28, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*