# PaySika vs Studely

The clearest difference is ratings volume: PaySika at 304 against Studely's 10. Studely's advantage is review sentiment (75% vs 58%). On price, rating, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 3.6 for PaySika against 3.6 for Studely. That said, the two scores are not equally well evidenced: PaySika has 304 ratings behind it against 10, so its average is the more settled of the two. Written reviews are what separate them: 58% of PaySika's written reviews are positive against 75% of Studely's.

PaySika ships an update every 2 weeks, Studely fortnightly. The most recent releases landed on November 7, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | PaySika | Studely |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.6 (304 ratings)](https://appshunter.io/ios/app/paysika/id1610534886/reviews)** | [3.6 (10 ratings)](https://appshunter.io/ios/app/studely/id1619056489/reviews) |
| Number of ratings | **304** | 10 |
| Positive reviews | 58.0% of reviews | **75.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 weeks | **Fortnightly** |
| Monetization | Free | Free |
| Size | 165 MB | 79 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [PaySika](https://appshunter.io/developer/1546076106) | [STUDELY](https://appshunter.io/developer/1619056491) |

## What reviewers say

### PaySika

[App page](https://appshunter.io/ios/app/paysika/id1610534886)

This app provides free virtual and physical debit cards for online and in-store purchases. Easily top up your balance via mobile money, manage multiple cards, and track spending in real-time. Enjoy global payments and ATM withdrawals with no hidden fees.

**Highlights:** Free virtual and physical debit cards, Mobile money top-ups, Multiple virtual card creation, Real-time spending tracking, Global payments and ATM withdrawals, Card blocking/unblocking

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast and easy deposit process
- 💳 Virtual card works for online purchases and subscriptions
- 👍 User-friendly interface and easy to use
- 🎯 Free virtual card creation
- ⚡ Quick card setup and activation

**What reviewers complain about**

- 💸 High exchange rates and excessive fees
- 🚫 Frequent card blocks and deletions
- ⏳ Slow verification process (days to weeks)
- 🐛 Mobile money top-up failures and unavailability
- ❌ Card loading/recharging issues

**Reported bugs**

- Mobile money deposits fail or take excessive time
- Card recharge unavailable for extended periods
- Verification status disappears after submission
- App crashes and displays blank screens
- Funds pending indefinitely without resolution

**Requested features**

- Peer-to-peer transfer functionality
- Ability to withdraw funds back to mobile money
- Support for additional African countries beyond Cameroon
- Manual card number change option
- Faster verification process


### Studely

[App page](https://appshunter.io/ios/app/studely/id1619056489)

This app simplifies financial and administrative tasks for international students. It allows users to open payment accounts in France and Belgium quickly and manage their finances easily from their mobile devices.

**Highlights:** International student financial services, Account opening in France and Belgium, Mobile financial management, Administrative task simplification, Support for international mobility

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is PaySika free?

PaySika is free to download, with no in-app purchases.

### Is Studely free?

Studely is free to download, with no in-app purchases.

### Which has better reviews, PaySika or Studely?

PaySika is rated higher. PaySika averages 3.6 out of 5 from 304 ratings, while Studely averages 3.6 from 10 ratings.

### Do PaySika or Studely have ads?

Neither PaySika nor Studely shows ads.

### Which is updated more often, PaySika or Studely?

PaySika ships an update every 2 weeks, and Studely fortnightly. Most recently, PaySika was updated on November 7, 2026 and Studely on November 3, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*