# Zoompay vs Swirepay

The clearest difference is rating: Swirepay at 4.7 against Zoompay's 3.2. Swirepay also leads on review sentiment (100% vs 64%). Zoompay's advantage is update cadence (weekly vs every 3 weeks) and ratings volume (15 vs 3). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Swirepay holds the better App Store score, 4.7 against 3.2. That said, the two scores are not equally well evidenced: Zoompay has 15 ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 64% of Zoompay's written reviews are positive against 100% of Swirepay's.

Zoompay ships an update weekly, Swirepay every 3 weeks. The most recent releases landed on July 5, 2026 and September 10, 2026 respectively.

## The numbers

| Metric | Zoompay | Swirepay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.2 (15 ratings)](https://appshunter.io/ios/app/zoompay/id1611303859/reviews) | **[4.7 (3 ratings)](https://appshunter.io/ios/app/swirepay/id1637926002/reviews)** |
| Number of ratings | **15** | 3 |
| Positive reviews | 63.6% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Weekly** | Every 3 weeks |
| Monetization | Free | Free |
| Size | 37 MB | 126 MB |
| Requires iOS | **15.1** | 15.6 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Spencer Bostic](https://appshunter.io/developer/1804409928) | [Swirepay Inc.](https://appshunter.io/developer/1619088455) |

## What reviewers say

### Zoompay

[App page](https://appshunter.io/ios/app/zoompay/id1611303859)

This application simplifies finding, contacting, and paying vendors. Users can easily request or send invoices, and professionals can register to collect payments electronically for services rendered.

**Highlights:** Find vendors, Contact vendors, Send invoices, Request invoices, Electronic payments, Vendor registration

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none


### Swirepay

[App page](https://appshunter.io/ios/app/swirepay/id1637926002)

Send and receive money instantly, earning cashback on payments without needing a new card. This service works with major US banks to bypass traditional delays, allowing same-day fund transfers and payments.

**Highlights:** Send and receive money in real-time, Earn cashback on payments, Same-day fund transfers, Works with major US banks, Supports POS devices for in-store payments, Simplifies B2B payments

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Zoompay free?

Zoompay is free to download, with no in-app purchases.

### Is Swirepay free?

Swirepay is free to download, with no in-app purchases.

### Which has better reviews, Zoompay or Swirepay?

Swirepay is rated higher. Zoompay averages 3.2 out of 5 from 15 ratings, while Swirepay averages 4.7 from 3 ratings.

### Do Zoompay or Swirepay have ads?

Neither Zoompay nor Swirepay shows ads.

### Which is updated more often, Zoompay or Swirepay?

Zoompay ships an update weekly, and Swirepay every 3 weeks. Most recently, Zoompay was updated on July 5, 2026 and Swirepay on September 10, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*