# ZiCharge vs AsiaPay

ZiCharge and AsiaPay both sit at 3.4 stars, but that hides the real split: 33% of ZiCharge's written reviews are positive against 15% of AsiaPay's. ZiCharge also leads on update cadence (monthly vs every 2 months). AsiaPay's advantage is iOS requirement (13.0 vs 15.0). On price, rating, ratings volume and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 3.4 for ZiCharge against 3.4 for AsiaPay. Both are backed by a comparable volume of ratings — 133 and 167 respectively. Written reviews are what separate them: 33% of ZiCharge's written reviews are positive against 15% of AsiaPay's.

ZiCharge ships an update monthly, AsiaPay every 2 months. The most recent releases landed on October 20, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | ZiCharge | AsiaPay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.4 (133 ratings)](https://appshunter.io/ios/app/zicharge/id1611304451/reviews) | **[3.4 (167 ratings)](https://appshunter.io/ios/app/asiapay/id6444766446/reviews)** |
| Number of ratings | 133 | **167** |
| Positive reviews | **33.3% of reviews** | 14.8% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 2 months |
| Monetization | Free | Free |
| Size | 75 MB | 91 MB |
| Requires iOS | 15.0 | **13.0** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [ZICHARGE LIMITED LIABILITY COMPANY](https://appshunter.io/developer/1602260204) | [AsiaHawala](https://appshunter.io/developer/1222570700) |

## What reviewers say

### ZiCharge

[App page](https://appshunter.io/ios/app/zicharge/id1611304451)

A secure and efficient mobile wallet for shopping, gaming, and online purchases. It offers bill payment with promotions, reward points, and enhanced security, flexibility, and convenience.

**Highlights:** Secure mobile wallet, Smart money for shopping and gaming, Online card purchasing, Bill payment system, Promotions and reward points, Increased security and flexibility

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### AsiaPay

[App page](https://appshunter.io/ios/app/asiapay/id6444766446)

This app offers a comprehensive suite of financial services, including e-wallets, money transfers, and bill payments. It aims to boost the economy with cutting-edge solutions and has become a leading payment service provider in Iraq.

**Highlights:** e-Wallets, Money Transfers, Bill Payments, Salary Disbursements, Merchant Payments, Online Shopping, Flight Reservations

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 App is good (Mahmood89)
- 👍 New wallet launch (Ahmad. Y. Y)

**What reviewers complain about**

- 😞 Poor customer service
- 😞 High fees and commissions
- 😞 Outdated interface
- 😞 Slow and unresponsive
- 😞 Unclear app purpose

**Reported bugs**

- App crashes on some iPhones (iOS 16 has no issues)
- Activation code not received
- App does not open
- Bugs in entering new wallet password
- Bugs in purchasing electronic cards

**Requested features**

- Add Master Card top-up option
- Provide mobile top-up (delivery)
- Fix bugs in new wallet
- Improve app interface and font
- Reduce commission fees


## Frequently asked questions

### Is ZiCharge free?

ZiCharge is free to download, with no in-app purchases.

### Is AsiaPay free?

AsiaPay is free to download, with no in-app purchases.

### Which has better reviews, ZiCharge or AsiaPay?

AsiaPay is rated higher. ZiCharge averages 3.4 out of 5 from 133 ratings, while AsiaPay averages 3.4 from 167 ratings.

### Do ZiCharge or AsiaPay have ads?

Neither ZiCharge nor AsiaPay shows ads.

### Which is updated more often, ZiCharge or AsiaPay?

ZiCharge ships an update monthly, and AsiaPay every 2 months. Most recently, ZiCharge was updated on October 20, 2026 and AsiaPay on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*