# PayUp App vs SoonPay

The clearest difference is rating: PayUp App at 5.0 against SoonPay's 3.4. PayUp App also leads on iOS requirement (13.0 vs 16.0). SoonPay's advantage is update cadence (every 5 days vs every 5 weeks). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

PayUp App holds the better App Store score, 5.0 against 3.4. Both are backed by a comparable volume of ratings — 3 and 5 respectively.

PayUp App ships an update every 5 weeks, SoonPay every 5 days. The most recent releases landed on October 24, 2026 and October 28, 2026 respectively.

## The numbers

| Metric | PayUp App | SoonPay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (3 ratings)](https://appshunter.io/ios/app/payup-app/id1611441692/reviews)** | [3.4 (5 ratings)](https://appshunter.io/ios/app/soonpay-send-receive-save/id6752542882/reviews) |
| Number of ratings | 3 | **5** |
| Positive reviews | — | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 weeks | **Every 5 days** |
| Monetization | Free | Free |
| Size | 23 MB | 35 MB |
| Requires iOS | **13.0** | 16.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 17+ |
| Developer | [PayUp, Incorporated](https://appshunter.io/developer/1611434933) | [Soon Pay LLC](https://appshunter.io/developer/1839777074) |

## What reviewers say

### PayUp App

[App page](https://appshunter.io/ios/app/payup-app/id1611441692)

This app helps businesses manage cash flow by providing faster payouts to their workers. It offers flexible payment options, allowing businesses to advance capital and repay it later, fostering growth for both employers and employees.

**Highlights:** Faster worker payouts, Flexible cash flow for businesses, Advance capital for businesses, Later repayment options, Focus on business growth

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none


### SoonPay

[App page](https://appshunter.io/ios/app/soonpay-send-receive-save/id6752542882)

Manage your money with this secure wallet app. It facilitates instant peer-to-peer payments and seamless ACH bank transfers. Track your spending and enjoy bank-level encryption for all your transactions.

**Highlights:** Instant P2P payments, ACH bank transfers, Spending tracking, Real-time wallet balance, Detailed transaction history, Bank-level encryption

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is PayUp App free?

PayUp App is free to download, with no in-app purchases.

### Is SoonPay free?

SoonPay is free to download, with no in-app purchases.

### Which has better reviews, PayUp App or SoonPay?

PayUp App is rated higher. PayUp App averages 5.0 out of 5 from 3 ratings, while SoonPay averages 3.4 from 5 ratings.

### Do PayUp App or SoonPay have ads?

Neither PayUp App nor SoonPay shows ads.

### Which is updated more often, PayUp App or SoonPay?

PayUp App ships an update every 5 weeks, and SoonPay every 5 days. Most recently, PayUp App was updated on October 24, 2026 and SoonPay on October 28, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*
