# UTSPAY vs KCM Trade

The clearest difference is ratings volume: UTSPAY at 5 against KCM Trade's 1. On price, rating, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 5.0 for UTSPAY against 5.0 for KCM Trade. That said, the two scores are not equally well evidenced: UTSPAY has 5 ratings behind it against 1, so its average is the more settled of the two.

UTSPAY ships an update every 3 weeks, KCM Trade fortnightly. Both last shipped on October 24, 2026.

## The numbers

| Metric | UTSPAY | KCM Trade |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (5 ratings)](https://appshunter.io/ios/app/utspay/id1611680844/reviews) | [5.0 (1 ratings)](https://appshunter.io/ios/app/kcm-trade/id6717598984/reviews) |
| Number of ratings | **5** | 1 |
| Positive reviews | 50.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Fortnightly** |
| Monetization | Free | Free |
| Size | 51 MB | 10 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 9+ | 17+ |
| Developer | [AZPRIME TECHNOLOGIES FZCO](https://appshunter.io/developer/1691501359) | [Kohle Capital Markets Limited](https://appshunter.io/developer/1709458816) |

## What reviewers say

### UTSPAY

[App page](https://appshunter.io/ios/app/utspay/id1611680844)

This service offers cashback on your Forex trades, helping you save on spread and commission costs. Earn rebates from a wide range of brokers and products, with real-time earning reports and fast withdrawals.

**Highlights:** Cashback on Forex trades, Save on spread and commission, Supports 40+ MT4/MT5 brokers, Earn from gold, silver, oil, stocks, Real-time earning reports, Fast withdrawal processing, Quick and reliable support

**Features:** macOS Compatibility

**In-app purchases:** none


### KCM Trade

[App page](https://appshunter.io/ios/app/kcm-trade/id6717598984)

Access global financial markets with real-time data, AI-powered insights, and advanced trading tools. Explore various asset classes and utilize risk management features where permitted by law. Educational resources are available to all users.

**Highlights:** Real-time market data, AI-powered market analysis, Economic calendar, Price alerts, Forex trading, Commodities trading, Advanced order management

**In-app purchases:** none


## Frequently asked questions

### Is UTSPAY free?

UTSPAY is free to download, with no in-app purchases.

### Is KCM Trade free?

KCM Trade is free to download, with no in-app purchases.

### Which has better reviews, UTSPAY or KCM Trade?

UTSPAY and KCM Trade are both rated 5.0 out of 5 on the App Store, from 5 and 1 ratings respectively.

### Do UTSPAY or KCM Trade have ads?

Neither UTSPAY nor KCM Trade shows ads.

### Which is updated more often, UTSPAY or KCM Trade?

UTSPAY ships an update every 3 weeks, and KCM Trade fortnightly. Most recently, UTSPAY was updated on October 24, 2026 and KCM Trade on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*