# Grey vs Flex Token

The clearest difference is ads: Grey at none against Flex Token's shown. Flex Token's advantage is iOS requirement (12.0 vs 17.6). On price, update cadence, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Grey ships an update every 4 days, Flex Token weekly. Both last shipped on October 27, 2026.

## The numbers

| Metric | Grey | Flex Token |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.6 (5.8K ratings)](https://appshunter.io/ios/app/grey-inclusive-global-banking/id1611983085/reviews)** | — |
| Number of ratings | **5.8K** | — |
| Positive reviews | 38.0% of reviews | — |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | **Every 4 days** | Weekly |
| Monetization | Free with in-app purchases | — |
| Size | 1.0 GB | 34 MB |
| Requires iOS | 17.6 | **12.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 17+ | 4+ |
| Developer | [Grey Incorporated](https://appshunter.io/developer/1611983087) | [AB Microfinance Bank Nigeria Limited](https://appshunter.io/developer/1655152276) |

## What reviewers say

### Grey

[App page](https://appshunter.io/ios/app/grey-inclusive-global-banking/id1611983085)

Open a free global bank account in minutes to send, receive, exchange, and manage multiple currencies. Easily make international payments, generate invoices, and pay bills worldwide with competitive exchange rates and 24/7 support.

**Highlights:** Free global bank accounts, Multi-currency management, International money transfers, Competitive currency exchange, Virtual dollar card, Professional invoice generation, Bill payments

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast and seamless transactions
- 👍 User-friendly interface
- 💡 Innovative features like virtual cards
- 🚀 Reliable and efficient service

**What reviewers complain about**

- 🐛 Frequent app updates
- 🤔 Unclear verification process
- 💰 High fees and exchange rate issues
- 🕰️ Slow response from customer support
- 🔒 Privacy concerns with personal information requests

**Reported bugs**

- Transactions not showing up
- Inability to access account or make transfers
- Recurring app crashes and bugs

**Requested features**

- Increase monthly withdrawal limit
- Add dark mode option
- Improve virtual card functionality
- Streamline verification process


### Flex Token

[App page](https://appshunter.io/ios/app/flex-token/id6642653566)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Grey free?

Grey is free to download, with no in-app purchases.

### Is Flex Token free?

Flex Token is free to download, with no in-app purchases.

### Do Grey or Flex Token have ads?

Flex Token shows ads; Grey does not.

### Which is updated more often, Grey or Flex Token?

Grey ships an update every 4 days, and Flex Token weekly. Most recently, Grey was updated on October 27, 2026 and Flex Token on October 27, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*