# Grey vs Transa.io

The clearest difference is review sentiment: Transa.io at 100% against Grey's 38%. Transa.io also leads on rating (5.0 vs 4.6) and iOS requirement (15.1 vs 17.6). Grey's advantage is ratings volume (5.8K vs 2) and update cadence (every 5 days vs fortnightly). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Transa.io holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: Grey has 5.8K ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 38% of Grey's written reviews are positive against 100% of Transa.io's.

Grey ships an update every 5 days, Transa.io fortnightly. The most recent releases landed on November 13, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | Grey | Transa.io |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.6 (5.8K ratings)](https://appshunter.io/ios/app/grey-inclusive-global-banking/id1611983085/reviews) | **[5.0 (2 ratings)](https://appshunter.io/ios/app/transaio/id6762890139/reviews)** |
| Number of ratings | **5.8K** | 2 |
| Positive reviews | 38.0% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 5 days** | Fortnightly |
| Monetization | Free | Free |
| Size | 1.1 GB | 38 MB |
| Requires iOS | 17.6 | **15.1** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 17+ | 4+ |
| Developer | [Grey Incorporated](https://appshunter.io/developer/1611983087) | [Nexus Hub Limited](https://appshunter.io/developer/1895061619) |

## What reviewers say

### Grey

[App page](https://appshunter.io/ios/app/grey-inclusive-global-banking/id1611983085)

Open a multi-currency account with local details for USD, GBP, and EUR. Send money globally in over 170 currencies, exchange funds at competitive rates, and get a virtual USD card. Create invoices and pay bills easily.

**Highlights:** Multi-currency accounts (USD, GBP, EUR), Global money transfers, Competitive currency exchange rates, Virtual USD card, Professional invoice creation, Bill payments, Stablecoin support

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast and seamless transactions
- 👍 User-friendly interface
- 💡 Innovative features like virtual cards
- 🚀 Reliable and efficient service

**What reviewers complain about**

- 🐛 Frequent app updates
- 🤔 Unclear verification process
- 💰 High fees and exchange rate issues
- 🕰️ Slow response from customer support
- 🔒 Privacy concerns with personal information requests

**Reported bugs**

- Transactions not showing up
- Inability to access account or make transfers
- Recurring app crashes and bugs

**Requested features**

- Increase monthly withdrawal limit
- Add dark mode option
- Improve virtual card functionality
- Streamline verification process


### Transa.io

[App page](https://appshunter.io/ios/app/transaio/id6762890139)

Manage multiple currencies, send money internationally, and make global purchases with virtual cards. This platform offers instant transfers, competitive exchange rates, and bank-grade security for all your financial needs.

**Highlights:** Multi-currency wallet management, Instant virtual dollar cards, Fast international money transfers, Real-time currency conversion, Bank-grade security features, Detailed transaction history, Referral rewards program

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Grey free?

Grey is free to download, with no in-app purchases.

### Is Transa.io free?

Transa.io is free to download, with no in-app purchases.

### Which has better reviews, Grey or Transa.io?

Transa.io is rated higher. Grey averages 4.6 out of 5 from 5.8K ratings, while Transa.io averages 5.0 from 2 ratings.

### Do Grey or Transa.io have ads?

Neither Grey nor Transa.io shows ads.

### Which is updated more often, Grey or Transa.io?

Grey ships an update every 5 days, and Transa.io fortnightly. Most recently, Grey was updated on November 13, 2026 and Transa.io on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*