# MoFin vs HI

The clearest difference is rating: MoFin at 4.0 against HI's 1.6. MoFin also leads on monetization model (free vs free with in-app purchases). HI's advantage is ratings volume (89 vs 1). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

MoFin holds the better App Store score, 4.0 against 1.6. That said, the two scores are not equally well evidenced: HI has 89 ratings behind it against 1, so its average is the more settled of the two.

MoFin ships an update every 2 weeks, HI every 8 days. The most recent releases landed on October 24, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | MoFin | HI |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.0 (1 ratings)](https://appshunter.io/ios/app/mofin/id1612006101/reviews)** | [1.6 (89 ratings)](https://appshunter.io/ios/app/hi-mb-plus/id6753976366/reviews) |
| Number of ratings | 1 | **89** |
| Positive reviews | — | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 weeks | **Every 8 days** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 78 MB | 165 MB |
| Requires iOS | **15.5** | 15.6 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [MoFin](https://appshunter.io/developer/1612006103) | [Himalayan Bank Limited](https://appshunter.io/developer/971712710) |

## What reviewers say

### MoFin

[App page](https://appshunter.io/ios/app/mofin/id1612006101)

Manage your finances with a mobile banking app designed for financial institutions. View account details, check balances, and conduct various transactions securely. Stay on top of your money with easy access to your financial information.

**Highlights:** View account details, Check balance statements, Perform various transactions, Secure mobile banking, Financial institution focused

**Features:** Vision Pro support

**In-app purchases:** none


### HI

[App page](https://appshunter.io/ios/app/hi-mb-plus/id6753976366)

Manage your bank accounts and perform various financial transactions on the go. This app offers fund transfers, card management, loan and deposit views, QR payments, and access to account statements and branch information.

**Highlights:** Fund transfer (same and other banks), Card management, Loan and fixed deposit view, QR payments (NepalPay, eSewa), Account statement and transfer activities, Balance enquiry, Utility payments

**In-app purchases:** none

**What reviewers complain about**

- 🐛 Crashes and freezes
- 🔌 Connection issues
- 👎 Poor user experience
- 🤯 Frustrating app performance

**Reported bugs**

- Unable to log in with existing credentials
- Captcha validation not working
- Inconsistent app behavior and errors

**Requested features**

- Bring back the old working version
- Improve login and account recovery process
- Enhance overall app stability and reliability


## Frequently asked questions

### Is MoFin free?

MoFin is free to download, with no in-app purchases.

### Is HI free?

HI is free to download, with no in-app purchases.

### Which has better reviews, MoFin or HI?

MoFin is rated higher. MoFin averages 4.0 out of 5 from 1 ratings, while HI averages 1.6 from 89 ratings.

### Do MoFin or HI have ads?

Neither MoFin nor HI shows ads.

### Which is updated more often, MoFin or HI?

MoFin ships an update every 2 weeks, and HI every 8 days. Most recently, MoFin was updated on October 24, 2026 and HI on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*