# PalawanPay vs HSBC Philippines

The clearest difference is rating: PalawanPay at 4.0 against HSBC Philippines's 2.3. PalawanPay also leads on update cadence (fortnightly vs every 6 weeks) and ratings volume (55 vs 9). HSBC Philippines's advantage is ads (none vs shown) and monetization model (free vs ad-supported). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

PalawanPay holds the better App Store score, 4.0 against 2.3. That said, the two scores are not equally well evidenced: PalawanPay has 55 ratings behind it against 9, so its average is the more settled of the two. Written reviews point the same way: 50% of PalawanPay's written reviews are positive against 41% of HSBC Philippines's.

PalawanPay ships an update fortnightly, HSBC Philippines every 6 weeks. The most recent releases landed on October 30, 2026 and October 28, 2026 respectively.

## The numbers

| Metric | PalawanPay | HSBC Philippines |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.0 (55 ratings)](https://appshunter.io/ios/app/palawanpay/id1612022476/reviews)** | [2.3 (9 ratings)](https://appshunter.io/ios/app/hsbc-philippines/id6743421331/reviews) |
| Number of ratings | **55** | 9 |
| Positive reviews | **50.0% of reviews** | 40.7% of reviews |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | **Fortnightly** | Every 6 weeks |
| Monetization | Ad-supported | **Free** |
| Size | 169 MB | 416 MB |
| Requires iOS | **15.0** | 16.0 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Palawan Pawnshop](https://appshunter.io/developer/1593366934) | [THE HONGKONG AND SHANGHAI BANKING CORPORATION LIMITED (PH)](https://appshunter.io/developer/1802765677) |

## What reviewers say

### PalawanPay

[App page](https://appshunter.io/ios/app/palawanpay/id1612022476)

This digital e-wallet allows users to conveniently send money, pay bills, and purchase load. It also offers features for buying gold and jewelry, and renewing pawned items. Experience a more affordable and accessible way to manage your finances.

**Highlights:** Send money, Pay bills, Buy load, Buy gold and jewelry, Renew pawns, Digital e-wallet

**Features:** Vision Pro support

**In-app purchases:** none


### HSBC Philippines

[App page](https://appshunter.io/ios/app/hsbc-philippines/id6743421331)

This mobile banking application offers a secure and convenient way for existing HSBC Philippines customers to manage their finances on the go. It allows for easy account viewing, money transfers, and personalized security settings, all optimized for accessibility.

**Highlights:** Secure biometric login, View accounts at a glance, Send money transfers, Manage devices and security, Optimized for accessibility, Push notifications for alerts

**In-app purchases:** none


## Frequently asked questions

### Is PalawanPay free?

PalawanPay is free to download, with no in-app purchases.

### Is HSBC Philippines free?

HSBC Philippines is free to download, with no in-app purchases.

### Which has better reviews, PalawanPay or HSBC Philippines?

PalawanPay is rated higher. PalawanPay averages 4.0 out of 5 from 55 ratings, while HSBC Philippines averages 2.3 from 9 ratings.

### Do PalawanPay or HSBC Philippines have ads?

PalawanPay shows ads; HSBC Philippines does not.

### Which is updated more often, PalawanPay or HSBC Philippines?

PalawanPay ships an update fortnightly, and HSBC Philippines every 6 weeks. Most recently, PalawanPay was updated on October 30, 2026 and HSBC Philippines on October 28, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*