# PalawanPay vs Pentos

The clearest difference is price: PalawanPay at Free against Pentos's $2.99. PalawanPay also leads on ratings volume (55 vs 2) and iOS requirement (15.0 vs 18.0). Pentos's advantage is rating (5.0 vs 4.0) and ads (none vs shown). On in-app purchases and device support there is nothing between them.

PalawanPay is free to download; Pentos costs $2.99 up front. Neither carries in-app purchases, so what you see is what you pay.

Pentos holds the better App Store score, 5.0 against 4.0. That said, the two scores are not equally well evidenced: PalawanPay has 55 ratings behind it against 2, so its average is the more settled of the two.

PalawanPay ships an update fortnightly, Pentos every 3 days. The most recent releases landed on October 24, 2026 and October 26, 2026 respectively.

## The numbers

| Metric | PalawanPay | Pentos |
| --- | --- | --- |
| Price | **Free** | $2.99 |
| Rating | [4.0 (55 ratings)](https://appshunter.io/ios/app/palawanpay/id1612022476/reviews) | **[5.0 (2 ratings)](https://appshunter.io/ios/app/pentos-envelope-budget/id6798826525/reviews)** |
| Number of ratings | **55** | 2 |
| Positive reviews | 50.0% of reviews | — |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Fortnightly | **Every 3 days** |
| Monetization | **Ad-supported** | Paid |
| Size | 169 MB | 8 MB |
| Requires iOS | **15.0** | 18.0 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Palawan Pawnshop](https://appshunter.io/developer/1593366934) | [Nadir Saleh](https://appshunter.io/developer/6789261152) |

## What reviewers say

### PalawanPay

[App page](https://appshunter.io/ios/app/palawanpay/id1612022476)

This digital e-wallet allows users to conveniently send money, pay bills, and purchase load. It also offers features for buying gold and jewelry, and renewing pawned items. Experience a more affordable and accessible way to manage your finances.

**Highlights:** Send money, Pay bills, Buy load, Buy gold and jewelry, Renew pawns, Digital e-wallet

**Features:** Vision Pro support

**In-app purchases:** none


### Pentos

[App page](https://appshunter.io/ios/app/pentos-envelope-budget/id6798826525)

Manage your money with a private, offline envelope budgeting system. Assign funds to categories, track spending, and view financial reports. Your data stays on your device, offering complete control and security.

**Highlights:** Envelope budgeting system, Offline functionality, Private and secure data handling, Transaction splitting and reconciliation, Customizable rules for imports, Scheduled transactions and goals, Net worth and cash flow reports

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is PalawanPay free?

PalawanPay is free to download, with no in-app purchases.

### Is Pentos free?

Pentos costs $2.99, with no in-app purchases.

### Which has better reviews, PalawanPay or Pentos?

Pentos is rated higher. PalawanPay averages 4.0 out of 5 from 55 ratings, while Pentos averages 5.0 from 2 ratings.

### Do PalawanPay or Pentos have ads?

PalawanPay shows ads; Pentos does not.

### Which is updated more often, PalawanPay or Pentos?

PalawanPay ships an update fortnightly, and Pentos every 3 days. Most recently, PalawanPay was updated on October 24, 2026 and Pentos on October 26, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*