# First Internet Bank vs Riskless

The clearest difference is rating: Riskless at 5.0 against First Internet Bank's 4.3. First Internet Bank's advantage is ratings volume (271 vs 1). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Riskless holds the better App Store score, 5.0 against 4.3. That said, the two scores are not equally well evidenced: First Internet Bank has 271 ratings behind it against 1, so its average is the more settled of the two.

Both ship on a similar rhythm, roughly every 3 weeks. The most recent releases landed on October 24, 2026 and September 18, 2026 respectively.

## The numbers

| Metric | First Internet Bank | Riskless |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.3 (271 ratings)](https://appshunter.io/ios/app/first-internet-bank/id1612090992/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/riskless/id6762401850/reviews)** |
| Number of ratings | **271** | 1 |
| Positive reviews | 36.8% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 weeks | Every 3 weeks |
| Monetization | Free | Free |
| Size | 75 MB | 9 MB |
| Requires iOS | **16.6** | 17.0 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [First Internet Bank of Indiana](https://appshunter.io/developer/499344088) | [CHRISTOPHER BRAXTON SOHAN DASARI](https://appshunter.io/developer/1886570315) |

## What reviewers say

### First Internet Bank

[App page](https://appshunter.io/ios/app/first-internet-bank/id1612090992)

Access your bank accounts 24/7 with features like balance checks, transaction history, and statement downloads. Transfer funds, pay bills, and deposit checks remotely. Manage all your finances, including accounts from other institutions, in one convenient place.

**Highlights:** Check account balances and activity, View all accounts in one place, Access Personal Financial Management/Trends, Download account statements, Transfer funds between accounts, Bill Pay, Remote check deposit

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use app
- 👍 Straightforward banking
- 👍 Good for check deposits
- 👍 Helpful deposit guidance
- 👍 Automatic photo capture for deposits

**What reviewers complain about**

- 👎 Bill pay moved deep into menus
- 👎 Bill pay closing not obvious on phone
- 👎 Bill pay not possible on desktop
- 👎 New app is a step backwards
- 👎 Old app was easier to use

**Reported bugs**

- Face ID not working after update
- Check deposit requires uninstall/reboot/reinstall
- Face ID settings do not stick
- App logs out frequently
- Password reset issues

**Requested features**

- Add Landscape View for iPad
- Re-think navigation structure
- Add card control feature
- Make recent activity on home screen link to transaction list
- Add transfer button like old app


### Riskless

[App page](https://appshunter.io/ios/app/riskless/id6762401850)

Analyze your investment portfolio's diversification and risk exposure. Understand the real drivers of your portfolio's behavior and receive AI-powered summaries and actionable recommendations for improvement. Simulate your portfolio's performance during various real-world economic scenarios.

**Highlights:** Portfolio diversification score, AI-powered portfolio summary, Risk breakdown by leverage, sector, correlation, Diversification improvement recommendations, Scenario simulation for economic events, Live portfolio value tracking

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is First Internet Bank free?

First Internet Bank is free to download, with no in-app purchases.

### Is Riskless free?

Riskless is free to download, with no in-app purchases.

### Which has better reviews, First Internet Bank or Riskless?

Riskless is rated higher. First Internet Bank averages 4.3 out of 5 from 271 ratings, while Riskless averages 5.0 from 1 ratings.

### Do First Internet Bank or Riskless have ads?

Neither First Internet Bank nor Riskless shows ads.

### Which is updated more often, First Internet Bank or Riskless?

First Internet Bank ships an update every 3 weeks, and Riskless every 3 weeks. Most recently, First Internet Bank was updated on October 24, 2026 and Riskless on September 18, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*