# Lendmark Mobile vs Budget Journal

The clearest difference is in-app purchases: Lendmark Mobile at none against Budget Journal's 1. Budget Journal's advantage is update cadence (weekly vs every 6 months). On price, ads, device support and iOS requirement there is nothing between them.

Both are free to download. Budget Journal sells 1 in-app purchase, starting at $9.99 per month. Lendmark Mobile asks for nothing beyond the download.

Lendmark Mobile ships an update every 6 months, Budget Journal weekly. Both last shipped on October 24, 2026.

## The numbers

| Metric | Lendmark Mobile | Budget Journal |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[2.0 (155 ratings)](https://appshunter.io/ios/app/lendmark-mobile/id1612727175/reviews)** | — |
| Number of ratings | **155** | — |
| Positive reviews | 20.3% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 6 months | **Weekly** |
| Monetization | Free | — |
| Size | 4 MB | 10 MB |
| Requires iOS | 15.6 | **15.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Lendmark Financial Services, LLC](https://appshunter.io/developer/1367535721) | [Lydell Baines](https://appshunter.io/developer/6786861584) |

## What reviewers say

### Lendmark Mobile

[App page](https://appshunter.io/ios/app/lendmark-mobile/id1612727175)

Manage your loan account conveniently on the go. Make payments, access your transaction history, and go paperless with e-statements. The app offers secure support and customized alerts, making loan management fast and accessible anytime, anywhere.

**Highlights:** Manage loan accounts on the go, Make payments, View account and transaction history, Go paperless with e-statements, Receive customized alerts and notifications, Secure email support, Find nearest branch

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast and efficient payment processing
- 🔔 Helpful notifications for account changes and logins
- 👍 User-friendly interface for managing finances
- 💳 Easy account access and payment management
- 🤝 Respectful and helpful in-person customer service

**What reviewers complain about**

- 🐛 Frequent login failures and authentication issues
- 🐛 App crashes and freezes regularly
- ❌ Inconsistent password/username acceptance
- 🔐 Cannot save payment methods due to errors
- 💰 Unexpected additional fees for ACH payments

**Reported bugs**

- Login credentials not recognized despite correct information
- Password reset functionality unreliable
- Terms and conditions checkbox unresponsive on iOS
- Connection errors during payment attempts
- App fails to load or open after recent updates

**Requested features**

- Implement biometric login (FaceID/fingerprint) properly
- Add payoff amount visibility in app
- Save login credentials to avoid repeated entry
- Improve app design similar to Discover or Amex
- Display accurate principal balance information


### Budget Journal

[App page](https://appshunter.io/ios/app/budget-journal/id6786861582)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Budget Journal Monthly | $9.99 | per month |


## Frequently asked questions

### Is Lendmark Mobile free?

Lendmark Mobile is free to download, with no in-app purchases.

### Is Budget Journal free?

Budget Journal is free to download, with in-app purchases available.

### Do Lendmark Mobile or Budget Journal have ads?

Neither Lendmark Mobile nor Budget Journal shows ads.

### Which is updated more often, Lendmark Mobile or Budget Journal?

Lendmark Mobile ships an update every 6 months, and Budget Journal weekly. Most recently, Lendmark Mobile was updated on October 24, 2026 and Budget Journal on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*