# Payments Manager vs Subwise

Payments Manager and Subwise both sit at 5.0 stars, but that hides the real split: 100% of Subwise's written reviews are positive against 25% of Payments Manager's. Subwise also leads on monetization model (free vs free with in-app purchases) and update cadence (monthly vs every 2 months). On price, rating, ratings volume and ads there is nothing between them.

Both are free to download. Payments Manager sells 4 in-app purchases, starting at $1.99 per month and Subwise sells 3 one-off in-app purchases. Whichever you choose, the download price is not the number that matters.

On the App Store both sit at effectively the same score — 5.0 for Payments Manager against 5.0 for Subwise. Both are backed by a comparable volume of ratings — 7 and 5 respectively. Written reviews are what separate them: 25% of Payments Manager's written reviews are positive against 100% of Subwise's.

Payments Manager ships an update every 2 months, Subwise monthly. The most recent releases landed on October 4, 2026 and October 13, 2026 respectively.

## The numbers

| Metric | Payments Manager | Subwise |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (7 ratings)](https://appshunter.io/ios/app/payments-manager-subscrible/id1613079936/reviews) | [5.0 (5 ratings)](https://appshunter.io/ios/app/subwise-subscription-tracker/id6741874006/reviews) |
| Number of ratings | **7** | 5 |
| Positive reviews | 25.0% of reviews | **100.0% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 2 months | **Monthly** |
| Monetization | Free with in-app purchases | **Free** |
| Size | 14 MB | 5 MB |
| Requires iOS | 18.6 | **18.2** |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Jose Angel Sanchez Castro](https://appshunter.io/developer/1613079938) | [Alejandro Hernandez](https://appshunter.io/developer/1577401654) |

## What reviewers say

### Payments Manager

[App page](https://appshunter.io/ios/app/payments-manager-subscrible/id1613079936)

Manage all your recurring payments in one place. Get custom alerts for renewals, organize subscriptions by category, and secure your data with biometric authentication. Take control of your spending and avoid late fees.

**Highlights:** Custom renewal notifications, Biometric security (fingerprint/face ID), Subscription categorization, Customizable app styles, Local data storage

**Features:** macOS Compatibility

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly | $1.99 | per month |
| Annual | $14.99 | per year |
| Lifetime | $7.99 | one-time |
| Lifetime | $29.99 | one-time |


### Subwise

[App page](https://appshunter.io/ios/app/subwise-subscription-tracker/id6741874006)

Effortlessly manage all your recurring expenses in one place. Get alerts for upcoming renewals, visualize your spending habits with insightful charts, and easily cancel unwanted subscriptions. Take control of your finances and stop wasting money on forgotten services.

**Highlights:** Track 120+ services instantly, Swipe to cancel subscriptions, Customizable renewal alerts, Visual spending charts, Offline functionality, Dark mode support

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Small Tip | $0.99 | one-time |
| Medium Tip | $1.99 | one-time |
| Large Tip | $3.99 | one-time |


## Frequently asked questions

### Is Payments Manager free?

Payments Manager is free to download, with in-app purchases available.

### Is Subwise free?

Subwise is free to download, with in-app purchases available.

### Which has better reviews, Payments Manager or Subwise?

Payments Manager and Subwise are both rated 5.0 out of 5 on the App Store, from 7 and 5 ratings respectively.

### Do Payments Manager or Subwise have ads?

Neither Payments Manager nor Subwise shows ads.

### Which is updated more often, Payments Manager or Subwise?

Payments Manager ships an update every 2 months, and Subwise monthly. Most recently, Payments Manager was updated on October 4, 2026 and Subwise on October 13, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*