# Interest Rate Calculation vs Regency

The clearest difference is ads: Regency at none against Interest Rate Calculation's shown. Regency also leads on iOS requirement (13.0 vs 16.6). Interest Rate Calculation's advantage is update cadence (every 5 days vs every 7 months). On price, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Interest Rate Calculation ships an update every 5 days, Regency every 7 months. The most recent releases landed on June 1, 2026 and September 9, 2026 respectively.

## The numbers

| Metric | Interest Rate Calculation | Regency |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.6 (5 ratings)](https://appshunter.io/ios/app/interest-rate-calculation/id1613135579/reviews)** | — |
| Number of ratings | **5** | — |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | **Every 5 days** | Every 7 months |
| Monetization | Ad-supported | — |
| Size | 8 MB | 47 MB |
| Requires iOS | 16.6 | **13.0** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 4+ | 12+ |
| Developer | [CHING FENG HSU](https://appshunter.io/developer/1613135581) | [MMTS ONLINE TECHNOLOGY LIMITED](https://appshunter.io/developer/1582401166) |

## What reviewers say

### Interest Rate Calculation

[App page](https://appshunter.io/ios/app/interest-rate-calculation/id1613135579)

Easily calculate various interest rates, including single, compound, and loan scenarios. Visualize your calculations with chart views. Supports home and car loan simulations, as well as interest income projections.

**Highlights:** Single interest rate calculation, Compound interest rate calculation, Annuity calculation, Regular fixed amount calculation, Home loan interest rate trial, Car loan interest rate trial, Interest income calculation

**Features:** macOS Compatibility

**In-app purchases:** none


### Regency

[App page](https://appshunter.io/ios/app/regency/id6743392966)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Interest Rate Calculation free?

Interest Rate Calculation is free to download, with no in-app purchases.

### Is Regency free?

Regency is free to download, with no in-app purchases.

### Do Interest Rate Calculation or Regency have ads?

Interest Rate Calculation shows ads; Regency does not.

### Which is updated more often, Interest Rate Calculation or Regency?

Interest Rate Calculation ships an update every 5 days, and Regency every 7 months. Most recently, Interest Rate Calculation was updated on June 1, 2026 and Regency on September 9, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*