# Azos vs Icatu

The clearest difference is rating: Azos at 5.0 against Icatu's 4.3. Icatu's advantage is review sentiment (100% vs 91%). On price, ratings volume, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Azos holds the better App Store score, 5.0 against 4.3. Both are backed by a comparable volume of ratings — 3 and 7 respectively. Written reviews complicate that: 91% of Azos's written reviews are positive against 100% of Icatu's, so the app with the better star average is not the one people write more warmly about.

Azos ships an update every 6 weeks, Icatu every 3 weeks. The most recent releases landed on September 16, 2026 and September 11, 2026 respectively.

## The numbers

| Metric | Azos | Icatu |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (3 ratings)](https://appshunter.io/ios/app/azos/id1613523805/reviews)** | [4.3 (7 ratings)](https://appshunter.io/ios/app/icatu/id1667555669/reviews) |
| Number of ratings | 3 | **7** |
| Positive reviews | 90.9% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 6 weeks | **Every 3 weeks** |
| Monetization | Free | Free |
| Size | 54 MB | 93 MB |
| Requires iOS | **15.0** | 16.0 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Azos Tecnologia e Servicos Ltda](https://appshunter.io/developer/1613523807) | [Icatu Seguros](https://appshunter.io/developer/580814530) |

## What reviewers say

### Azos

[App page](https://appshunter.io/ios/app/azos/id1613523805)

This app offers digital life, critical illness, and disability insurance. Easily simulate, contract, and manage your policy, with options for payment changes and beneficiary updates. It aims to make personal insurance accessible and straightforward.

**Highlights:** Simulate insurance policies, Contract insurance online, Manage existing policies, Update payment methods, Change beneficiaries, Request policy cancellation, Communicate claims

**In-app purchases:** none


### Icatu

[App page](https://appshunter.io/ios/app/icatu/id1667555669)

Manage your retirement plan with ease and security. Track your balance, investments, and make extra contributions. Stay informed with news and tips for your financial future.

**Highlights:** Consult balance and statements, Track investment performance, Make extra contributions, Learn about investment funds, Receive financial news and tips, Use existing Icatu account

**In-app purchases:** none


## Frequently asked questions

### Is Azos free?

Azos is free to download, with no in-app purchases.

### Is Icatu free?

Icatu is free to download, with no in-app purchases.

### Which has better reviews, Azos or Icatu?

Azos is rated higher. Azos averages 5.0 out of 5 from 3 ratings, while Icatu averages 4.3 from 7 ratings.

### Do Azos or Icatu have ads?

Neither Azos nor Icatu shows ads.

### Which is updated more often, Azos or Icatu?

Azos ships an update every 6 weeks, and Icatu every 3 weeks. Most recently, Azos was updated on September 16, 2026 and Icatu on September 11, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*