# claim taLK(단체상해보험) vs 서울Pay+ (서울페이,서울페이플러스,서울사랑상품권)

claim taLK(단체상해보험) and 서울Pay+ (서울페이,서울페이플러스,서울사랑상품권) are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Both ship on a similar rhythm, roughly every 3 months. The most recent releases landed on September 8, 2026 and September 22, 2026 respectively.

## The numbers

| Metric | claim taLK(단체상해보험) | 서울Pay+ (서울페이,서울페이플러스,서울사랑상품권) |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[2.5 (2 ratings)](https://appshunter.io/ios/app/pay-plus/id6479675842/reviews)** |
| Number of ratings | — | **2** |
| Positive reviews | — | 76.5% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | Every 3 months |
| Monetization | — | Free |
| Size | 12 MB | 88 MB |
| Requires iOS | 13.0 | 13.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [LK Insurance Services Co., Ltd.](https://appshunter.io/developer/1614047377) | [비즈플레이(주)](https://appshunter.io/developer/1056025365) |

## What reviewers say

### claim taLK(단체상해보험)

[App page](https://appshunter.io/ios/app/claim-talk/id1614046895)

**Features:** macOS Compatibility

**In-app purchases:** none


### 서울Pay+ (서울페이,서울페이플러스,서울사랑상품권)

[App page](https://appshunter.io/ios/app/pay-plus/id6479675842)

This platform allows users to purchase and use local gift certificates, apply for merchant status, and receive/use policy subsidies from Seoul city and its districts. It offers features for both citizens and small business owners, simplifying transactions and management.

**Highlights:** Purchase and use local gift certificates, Apply for merchant status, Receive and use policy subsidies, QR code payments and non-contact payments, Gift certificate gifting, Find affiliated merchants, Merchant management tools

**In-app purchases:** none


## Frequently asked questions

### Is claim taLK(단체상해보험) free?

claim taLK(단체상해보험) is free to download, with no in-app purchases.

### Is 서울Pay+ (서울페이,서울페이플러스,서울사랑상품권) free?

서울Pay+ (서울페이,서울페이플러스,서울사랑상품권) is free to download, with no in-app purchases.

### Do claim taLK(단체상해보험) or 서울Pay+ (서울페이,서울페이플러스,서울사랑상품권) have ads?

Neither claim taLK(단체상해보험) nor 서울Pay+ (서울페이,서울페이플러스,서울사랑상품권) shows ads.

### Which is updated more often, claim taLK(단체상해보험) or 서울Pay+ (서울페이,서울페이플러스,서울사랑상품권)?

claim taLK(단체상해보험) ships an update every 3 months, and 서울Pay+ (서울페이,서울페이플러스,서울사랑상품권) every 3 months. Most recently, claim taLK(단체상해보험) was updated on September 8, 2026 and 서울Pay+ (서울페이,서울페이플러스,서울사랑상품권) on September 22, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*