# Chocolate Finance vs Splitr

The clearest difference is ads: Chocolate Finance at none against Splitr's shown. Splitr's advantage is iOS requirement (13.4 vs 15.0). On price, update cadence, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Both ship on a similar rhythm, roughly every 3 days. The most recent releases landed on October 11, 2026 and October 8, 2026 respectively.

## The numbers

| Metric | Chocolate Finance | Splitr |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/chocolate-finance/id1614234026/reviews)** | — |
| Number of ratings | **1** | — |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Every 3 days | Every 3 days |
| Monetization | Free | — |
| Size | 126 MB | 31 MB |
| Requires iOS | 15.0 | **13.4** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Chocolate Pte. Ltd.](https://appshunter.io/developer/1614234028) | [Raoul Nanwani](https://appshunter.io/developer/1775072869) |

## What reviewers say

### Chocolate Finance

[App page](https://appshunter.io/ios/app/chocolate-finance/id1614234026)

Earn daily returns on your spare cash with no lock-ins or fees. This app offers competitive interest rates on SGD, USD, and HKD, with easy sign-up and secure verification. A linked Visa card is available for Singapore users to spend smarter with zero FX fees.

**Highlights:** Daily returns on savings, No lock-ins or fees, Competitive interest rates, Secure digital verification, Zero FX fees on overseas spend (Singapore), Max Miles rewards (Singapore)

**Features:** Apple Wallet

**In-app purchases:** none


### Splitr

[App page](https://appshunter.io/ios/app/splitr/id6737170377)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Chocolate Finance free?

Chocolate Finance is free to download, with no in-app purchases.

### Is Splitr free?

Splitr is free to download, with no in-app purchases.

### Do Chocolate Finance or Splitr have ads?

Splitr shows ads; Chocolate Finance does not.

### Which is updated more often, Chocolate Finance or Splitr?

Chocolate Finance ships an update every 3 days, and Splitr every 3 days. Most recently, Chocolate Finance was updated on October 11, 2026 and Splitr on October 8, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*