# OpenApp vs MIS Pay

The clearest difference is rating: OpenApp at 5.0 against MIS Pay's 4.4. OpenApp also leads on ads (none vs shown) and monetization model (free vs free with in-app purchases). MIS Pay's advantage is ratings volume (47 vs 1) and iOS requirement (16.4 vs 18.0). On price, update cadence, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

OpenApp holds the better App Store score, 5.0 against 4.4. That said, the two scores are not equally well evidenced: MIS Pay has 47 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 79% of OpenApp's written reviews are positive against 63% of MIS Pay's.

OpenApp ships an update fortnightly, MIS Pay every 11 days. The most recent releases landed on October 29, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | OpenApp | MIS Pay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/openapp-pay-and-shop/id1614412664/reviews)** | [4.4 (47 ratings)](https://appshunter.io/ios/app/mis-pay/id6443602765/reviews) |
| Number of ratings | 1 | **47** |
| Positive reviews | **78.6% of reviews** | 63.2% of reviews |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Fortnightly | **Every 11 days** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 79 MB | 97 MB |
| Requires iOS | 18.0 | **16.4** |
| Devices | iPhone | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [OPENAPP PAY SP Z O O](https://appshunter.io/developer/1614412666) | [MIS Forward](https://appshunter.io/developer/1640327273) |

## What reviewers say

### OpenApp

[App page](https://appshunter.io/ios/app/openapp-pay-and-shop/id1614412664)

This app acts as your personal digital storefront, automatically organizing every purchase you make. It remembers what you've bought, suggests items you might like, and works both online and in physical stores.

**Highlights:** Automatic purchase organization, Personalized store building, Purchase history tracking, Product recommendations, Online and in-store compatibility

**Features:** Vision Pro support

**In-app purchases:** none


### MIS Pay

[App page](https://appshunter.io/ios/app/mis-pay/id6443602765)

Shop with financial flexibility using this app. Buy items now and pay later with no interest or fees. Manage your purchases, track payments, and access exclusive partner discounts.

**Highlights:** Buy now, pay later, Zero interest installments, Transparent payment schedule, Manage purchases and payments, Exclusive partner discounts, Secure and simple to use

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is OpenApp free?

OpenApp is free to download, with no in-app purchases.

### Is MIS Pay free?

MIS Pay is free to download, with no in-app purchases.

### Which has better reviews, OpenApp or MIS Pay?

OpenApp is rated higher. OpenApp averages 5.0 out of 5 from 1 ratings, while MIS Pay averages 4.4 from 47 ratings.

### Do OpenApp or MIS Pay have ads?

MIS Pay shows ads; OpenApp does not.

### Which is updated more often, OpenApp or MIS Pay?

OpenApp ships an update fortnightly, and MIS Pay every 11 days. Most recently, OpenApp was updated on October 29, 2026 and MIS Pay on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*