# PayOnlime vs MoMo App

The clearest difference is ads: MoMo App at none against PayOnlime's shown. MoMo App also leads on chart position (#182 vs unranked). PayOnlime's advantage is device support (3 vs 1) and iOS requirement (13.0 vs 16.0). On price, update cadence and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

PayOnlime ships an update every 5 weeks, MoMo App monthly. The most recent releases landed on October 15, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | PayOnlime | MoMo App |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[3.5 (1.4K ratings)](https://appshunter.io/ios/app/momo-app/id6532622230/reviews)** |
| Number of ratings | — | **1.4K** |
| Positive reviews | — | 22.3% of reviews |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Every 5 weeks | **Monthly** |
| Monetization | — | Free |
| Best chart rank | — | **#182** |
| Size | 89 MB | 90 MB |
| Requires iOS | **13.0** | 16.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 17+ |
| Developer | [Onlime Limited](https://appshunter.io/developer/1151088992) | [MTN FINTECH(PTY) LTD](https://appshunter.io/developer/1756760151) |

## What reviewers say

### PayOnlime

[App page](https://appshunter.io/ios/app/payonlime/id1614866648)

**Features:** macOS Compatibility

**In-app purchases:** none


### MoMo App

[App page](https://appshunter.io/ios/app/momo-app/id6532622230)

**Currently charting:** #182 Top Free · Finance (US App Store)

Manage all your finances in one place with this comprehensive financial app. It offers secure login, money transfers, bill payments, loans, and virtual cards for convenient transactions and online shopping.

**Highlights:** All financial needs in one place, Secure biometric login, Send and receive money, Instant bill payments, Access loans and advances, Virtual card for online shopping, Scan and pay with QR codes

**Features:** macOS Compatibility

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast transactions
- 💡 Innovative features
- 👍 User-friendly interface

**What reviewers complain about**

- 🐛 Bugs and glitches
- 🔒 Security issues
- 🔋 Performance problems
- 👎 Poor user experience

**Reported bugs**

- OTP generation failure
- Verification link issues
- Inability to log in
- Unresponsive app features
- Incompatibility with eSIM

**Requested features**

- Add YelloSave feature
- Improve verification process
- Integrate more services
- Allow profile picture customization
- Optimize app performance


## Frequently asked questions

### Is PayOnlime free?

PayOnlime is free to download, with no in-app purchases.

### Is MoMo App free?

MoMo App is free to download, with no in-app purchases.

### Do PayOnlime or MoMo App have ads?

PayOnlime shows ads; MoMo App does not.

### Which is updated more often, PayOnlime or MoMo App?

PayOnlime ships an update every 5 weeks, and MoMo App monthly. Most recently, PayOnlime was updated on October 15, 2026 and MoMo App on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*