# 802 Credit Union vs Stiffed

The clearest difference is in-app purchases: 802 Credit Union at none against Stiffed's 1. 802 Credit Union also leads on ratings volume (2.4K vs 2) and iOS requirement (15.0 vs 17.0). Stiffed's advantage is update cadence (daily vs every 3 months) and rating (5.0 vs 4.8). On price, ads and device support there is nothing between them.

Both are free to download. Stiffed sells 1 one-off in-app purchase. 802 Credit Union asks for nothing beyond the download.

Stiffed holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: 802 Credit Union has 2.4K ratings behind it against 2, so its average is the more settled of the two.

802 Credit Union ships an update every 3 months, Stiffed daily. The most recent releases landed on October 30, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | 802 Credit Union | Stiffed |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (2.4K ratings)](https://appshunter.io/ios/app/802-credit-union/id1615435752/reviews) | **[5.0 (2 ratings)](https://appshunter.io/ios/app/stiffed-split-the-check/id6814275933/reviews)** |
| Number of ratings | **2.4K** | 2 |
| Positive reviews | 66.7% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 3 months | **Daily** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 106 MB | 5 MB |
| Requires iOS | **15.0** | 17.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [802 Credit Union Inc.](https://appshunter.io/developer/1615435754) | [Creative Lid LLC](https://appshunter.io/developer/1843964469) |

## What reviewers say

### 802 Credit Union

[App page](https://appshunter.io/ios/app/802-credit-union/id1615435752)

Manage your finances on the go with this mobile banking application. View account details, transfer funds, pay bills, and deposit checks securely. Access your accounts quickly using biometrics and manage alerts and card settings.

**Highlights:** View account balances and transactions, Transfer funds between accounts, Schedule and manage bill payments, Deposit checks via mobile device, Fast balance viewing, Biometric login (fingerprint/facial recognition), Secure messaging and card management

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Great customer service
- 👍 Easy to use app
- 👍 Convenient banking features
- 👍 Longtime member satisfaction
- 👍 Accessible and personable banking experience

**What reviewers complain about**

- 🐛 Frequent app crashes
- 🐛 Login/password issues
- 🐛 Inaccurate account balance updates
- 💰 Unexpected fees charged
- 🤯 Frustrating app experience

**Reported bugs**

- App crashes when trying to deposit checks
- Login issues due to password reset problems
- Incorrect account balance updates

**Requested features**

- Ability to deposit checks remotely
- Improved app stability and reliability
- More transparent communication about policy changes


### Stiffed

[App page](https://appshunter.io/ios/app/stiffed-split-the-check/id6814275933)

Effortlessly divide restaurant bills with this app. Scan receipts, assign items to individuals, and accurately calculate each person's share of food, tax, and tip. Track payments and maintain a history of your shared expenses.

**Highlights:** Scan receipts, Edit scanned lines, Split items into orders, Share dishes, Calculate tax and tip, Track payments, Unlimited local checks

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Stiffed Pro | $14.99 | one-time |


## Frequently asked questions

### Is 802 Credit Union free?

802 Credit Union is free to download, with no in-app purchases.

### Is Stiffed free?

Stiffed is free to download, with in-app purchases available.

### Which has better reviews, 802 Credit Union or Stiffed?

Stiffed is rated higher. 802 Credit Union averages 4.8 out of 5 from 2.4K ratings, while Stiffed averages 5.0 from 2 ratings.

### Do 802 Credit Union or Stiffed have ads?

Neither 802 Credit Union nor Stiffed shows ads.

### Which is updated more often, 802 Credit Union or Stiffed?

802 Credit Union ships an update every 3 months, and Stiffed daily. Most recently, 802 Credit Union was updated on October 30, 2026 and Stiffed on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*