# Coign Mobile vs GhostLedger

The clearest difference is price: Coign Mobile at Free against GhostLedger's $9.99. Coign Mobile also leads on ratings volume (163 vs 1) and iOS requirement (15.0 vs 18.0). GhostLedger's advantage is rating (5.0 vs 4.0) and review sentiment (100% vs 65%). On update cadence, ads, in-app purchases and device support there is nothing between them.

Coign Mobile is free to download; GhostLedger costs $9.99 up front. Neither carries in-app purchases, so what you see is what you pay.

GhostLedger holds the better App Store score, 5.0 against 4.0. That said, the two scores are not equally well evidenced: Coign Mobile has 163 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 65% of Coign Mobile's written reviews are positive against 100% of GhostLedger's.

Coign Mobile ships an update monthly, GhostLedger every 4 weeks. The most recent releases landed on October 8, 2026 and September 27, 2026 respectively.

## The numbers

| Metric | Coign Mobile | GhostLedger |
| --- | --- | --- |
| Price | **Free** | $9.99 |
| Rating | [4.0 (163 ratings)](https://appshunter.io/ios/app/coign-mobile/id1616025345/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/ghostledger/id6747046603/reviews)** |
| Number of ratings | **163** | 1 |
| Positive reviews | 64.6% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | **Every 4 weeks** |
| Monetization | **Free** | Paid |
| Size | 109 MB | 11 MB |
| Requires iOS | **15.0** | 18.0 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Zing America, Inc.](https://appshunter.io/developer/1616010157) | [Matthew Elliott](https://appshunter.io/developer/1815549651) |

## What reviewers say

### Coign Mobile

[App page](https://appshunter.io/ios/app/coign-mobile/id1616025345)

This app allows users to manage their credit card account, view transactions, pay bills, and redeem cashback rewards. It also enables users to vote for Conservative charities to receive donations from their card usage.

**Highlights:** Manage credit card account, View statements and transactions, Pay bills easily, Activate new card, Redeem 1% cashback, Vote for Conservative charities

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 💰 Attractive cash back rewards system
- 👍 Easy-to-use app interface
- 🤝 Excellent customer service and support
- ❤️ Alignment with conservative values
- 🎁 Charitable giving with cardholder voting

**What reviewers complain about**

- 🐛 Persistent login and authentication issues
- 🐛 App crashes and freezes frequently
- ❌ No web portal alternative to app
- 🔐 Security concerns and card hacking incidents
- 😤 Session timeout errors on navigation

**Reported bugs**

- Login fails with 'something went wrong' error
- App repeatedly logs out when accessing transactions
- Wi-Fi/mobile data connectivity error messages despite connection
- Face ID recognition not triggering login
- 2FA text messages not being sent reliably

**Requested features**

- Change of address functionality
- Quicken or CSV export capability
- Google Authenticator for 2FA instead of SMS
- Web portal access
- Multiple account management


### GhostLedger

[App page](https://appshunter.io/ios/app/ghostledger/id6747046603)

Effortlessly manage your finances by scanning receipts, detecting hidden charges, and gaining AI-powered insights. Organize transactions, set budgets, and visualize your financial goals with customizable themes. Your financial data remains private and secure on-device.

**Highlights:** Receipt scanning with OCR, Ghost charge detection, AI financial insights, Bank statement import, Transaction tracking and filtering, Budget and goal setting, Customizable themes

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Coign Mobile free?

Coign Mobile is free to download, with no in-app purchases.

### Is GhostLedger free?

GhostLedger costs $9.99, with no in-app purchases.

### Which has better reviews, Coign Mobile or GhostLedger?

GhostLedger is rated higher. Coign Mobile averages 4.0 out of 5 from 163 ratings, while GhostLedger averages 5.0 from 1 ratings.

### Do Coign Mobile or GhostLedger have ads?

Neither Coign Mobile nor GhostLedger shows ads.

### Which is updated more often, Coign Mobile or GhostLedger?

Coign Mobile ships an update monthly, and GhostLedger every 4 weeks. Most recently, Coign Mobile was updated on October 8, 2026 and GhostLedger on September 27, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*