# Smart ALAC vs FI Digipass

Smart ALAC and FI Digipass are too close to call on the numbers: across 5 compared parameters — price, ads, in-app purchases and device support among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

## The numbers

| Metric | Smart ALAC | FI Digipass |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.3 (3 ratings)](https://appshunter.io/ios/app/smart-alac/id1616087268/reviews)** | — |
| Number of ratings | **3** | — |
| Positive reviews | 0.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 43 months | — |
| Monetization | Free | — |
| Size | 18 MB | 12 MB |
| Requires iOS | 15.1 | **15.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 17+ | 4+ |
| Developer | [BAC Community Bank](https://appshunter.io/developer/1282056612) | [Fiserv, Inc](https://appshunter.io/developer/386678214) |

## What reviewers say

### Smart ALAC

[App page](https://appshunter.io/ios/app/smart-alac/id1616087268)

Connect with a dedicated personal banker through a secure, AI-powered messaging app. Easily manage your banking needs, ask questions, and receive personalized service anytime, anywhere. Discover a smarter way to bank with direct access to BAC Community Bank employees.

**Highlights:** AI-powered secure messaging, Dedicated personal banker assignment, Direct communication with BAC employees, Review banker profiles, Personalized banking assistance, Convenient anytime access

**Features:** macOS Compatibility

**In-app purchases:** none


### FI Digipass

[App page](https://appshunter.io/ios/app/fi-digipass/id6749073358)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Smart ALAC free?

Smart ALAC is free to download, with no in-app purchases.

### Is FI Digipass free?

FI Digipass is free to download, with no in-app purchases.

### Do Smart ALAC or FI Digipass have ads?

Neither Smart ALAC nor FI Digipass shows ads.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*