# LUNA Securities vs BDO Pay

The clearest difference is monetization model: LUNA Securities at free against BDO Pay's free with in-app purchases. LUNA Securities also leads on rating (5.0 vs 4.8). BDO Pay's advantage is ratings volume (1.7K vs 1). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

LUNA Securities holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: BDO Pay has 1.7K ratings behind it against 1, so its average is the more settled of the two.

LUNA Securities ships an update every 4 weeks, BDO Pay monthly. The most recent releases landed on October 7, 2026 and October 20, 2026 respectively.

## The numbers

| Metric | LUNA Securities | BDO Pay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/luna-securities/id1616137091/reviews)** | [4.8 (1.7K ratings)](https://appshunter.io/ios/app/bdo-pay/id6450918577/reviews) |
| Number of ratings | 1 | **1.7K** |
| Positive reviews | — | 30.8% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 4 weeks** | Monthly |
| Monetization | **Free** | Free with in-app purchases |
| Size | 27 MB | 576 MB |
| Requires iOS | 15.6 | **15.0** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [ATLAS INVESTMENTS AND FINANCIAL SERVICES INC](https://appshunter.io/developer/1556659174) | [BDO Unibank, Inc.](https://appshunter.io/developer/673015233) |

## What reviewers say

### LUNA Securities

[App page](https://appshunter.io/ios/app/luna-securities/id1616137091)

This mobile platform offers real-time stock trading for Philippine stocks. It provides secure, fast connections for traders and investors with a simple, user-friendly interface.

**Highlights:** Real-time stock trading, Direct Market Access (DMA), Secure connections, Fast trading platform, User-friendly design, Philippine stock market access

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### BDO Pay

[App page](https://appshunter.io/ios/app/bdo-pay/id6450918577)

This app allows users to make payments, send money, and pay bills directly from their bank accounts or credit cards without needing to cash in. It offers features like QR code payments, free transfers to BDO accounts, and bill payments with no service fees.

**Highlights:** Scan QR Ph codes, Send money for free to BDO accounts, Pay bills with no service fees, Request money from users, Split bills, Buy load, QR withdrawals and deposits

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is LUNA Securities free?

LUNA Securities is free to download, with no in-app purchases.

### Is BDO Pay free?

BDO Pay is free to download, with no in-app purchases.

### Which has better reviews, LUNA Securities or BDO Pay?

LUNA Securities is rated higher. LUNA Securities averages 5.0 out of 5 from 1 ratings, while BDO Pay averages 4.8 from 1.7K ratings.

### Do LUNA Securities or BDO Pay have ads?

Neither LUNA Securities nor BDO Pay shows ads.

### Which is updated more often, LUNA Securities or BDO Pay?

LUNA Securities ships an update every 4 weeks, and BDO Pay monthly. Most recently, LUNA Securities was updated on October 7, 2026 and BDO Pay on October 20, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*