# Valtpay vs GWAP Consumer

The clearest difference is update cadence: GWAP Consumer at fortnightly against Valtpay's every 2 months. On price, rating, ratings volume and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 5.0 for Valtpay against 5.0 for GWAP Consumer. Both are backed by a comparable volume of ratings — 1 and 2 respectively.

Valtpay ships an update every 2 months, GWAP Consumer fortnightly. The most recent releases landed on October 5, 2026 and October 2, 2026 respectively.

## The numbers

| Metric | Valtpay | GWAP Consumer |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (1 ratings)](https://appshunter.io/ios/app/valtpay/id1616295489/reviews) | [5.0 (2 ratings)](https://appshunter.io/ios/app/gwap-consumer/id6450055687/reviews) |
| Number of ratings | 1 | **2** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Fortnightly** |
| Monetization | Free | Free |
| Size | 55 MB | 102 MB |
| Requires iOS | 13.0 | 13.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [Cpost International N.V](https://appshunter.io/developer/1616295491) | [The Key Initiative Corp.](https://appshunter.io/developer/1578443522) |

## What reviewers say

### Valtpay

[App page](https://appshunter.io/ios/app/valtpay/id1616295489)

This digital e-wallet simplifies payments for Curaçao residents. Easily settle utility bills and pay for various services at counters.

**Highlights:** Digital e-wallet, Utility bill payments, Counter service payments, Curaçao customer focused

**Features:** macOS Compatibility

**In-app purchases:** none


### GWAP Consumer

[App page](https://appshunter.io/ios/app/gwap-consumer/id6450055687)

This app offers a secure and convenient platform for managing funds, peer-to-peer transfers, and payments. It aims to foster financial inclusion and empower users by providing access to various financial services and educational resources.

**Highlights:** Secure financial transactions, Peer-to-peer transfers, Payment for goods and services, Government subsidy reception, Financial inclusion tools, Financial literacy resources

**In-app purchases:** none


## Frequently asked questions

### Is Valtpay free?

Valtpay is free to download, with no in-app purchases.

### Is GWAP Consumer free?

GWAP Consumer is free to download, with no in-app purchases.

### Which has better reviews, Valtpay or GWAP Consumer?

Valtpay and GWAP Consumer are both rated 5.0 out of 5 on the App Store, from 1 and 2 ratings respectively.

### Do Valtpay or GWAP Consumer have ads?

Neither Valtpay nor GWAP Consumer shows ads.

### Which is updated more often, Valtpay or GWAP Consumer?

Valtpay ships an update every 2 months, and GWAP Consumer fortnightly. Most recently, Valtpay was updated on October 5, 2026 and GWAP Consumer on October 2, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*