# Valtpay vs FL

The clearest difference is rating: Valtpay at 5.0 against FL's 4.2. FL's advantage is update cadence (every 2 weeks vs every 2 months) and ratings volume (5 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Valtpay holds the better App Store score, 5.0 against 4.2. That said, the two scores are not equally well evidenced: FL has 5 ratings behind it against 1, so its average is the more settled of the two.

Valtpay ships an update every 2 months, FL every 2 weeks. The most recent releases landed on July 24, 2026 and August 21, 2026 respectively.

## The numbers

| Metric | Valtpay | FL |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/valtpay/id1616295489/reviews)** | [4.2 (5 ratings)](https://appshunter.io/ios/app/fl-tx-currency-exchange-app/id6502330759/reviews) |
| Number of ratings | 1 | **5** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 2 weeks** |
| Monetization | Free | Free |
| Size | 55 MB | 121 MB |
| Requires iOS | 13.0 | 13.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Cpost International N.V](https://appshunter.io/developer/1616295491) | [Florida Currency Exchange Corp](https://appshunter.io/developer/1744508098) |

## What reviewers say

### Valtpay

[App page](https://appshunter.io/ios/app/valtpay/id1616295489)

This digital e-wallet simplifies payments for Curaçao residents. Easily settle utility bills and pay for various services at counters.

**Highlights:** Digital e-wallet, Utility bill payments, Counter service payments, Curaçao customer focused

**Features:** macOS Compatibility

**In-app purchases:** none


### FL

[App page](https://appshunter.io/ios/app/fl-tx-currency-exchange-app/id6502330759)

Purchase foreign currency for travel or exchange with a trusted company. Choose between pickup at a physical location or delivery. This service is exclusively for residents of Florida and Texas.

**Highlights:** Purchase foreign currency, Sell foreign currency, Authorize.net payment gateway, Admin approval for transactions, In-person pickup option, Delivery option

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Valtpay free?

Valtpay is free to download, with no in-app purchases.

### Is FL free?

FL is free to download, with no in-app purchases.

### Which has better reviews, Valtpay or FL?

Valtpay is rated higher. Valtpay averages 5.0 out of 5 from 1 ratings, while FL averages 4.2 from 5 ratings.

### Do Valtpay or FL have ads?

Neither Valtpay nor FL shows ads.

### Which is updated more often, Valtpay or FL?

Valtpay ships an update every 2 months, and FL every 2 weeks. Most recently, Valtpay was updated on July 24, 2026 and FL on August 21, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*